Nasty new clause from Pantaenius Insurance

[Dockhead]

Originally Posted by chrisr

this does seem pretty harsh. recall the previous clause was no cover if unattended overnight or unattended for more than 24hrs...cannot recall which

and of course there is no cover if unattended at anchor in certain locations (such as airlie beach)

just another turn of the screw...

not much alternative to Pantaenius these days, but what does topsail say ?

cheers,

Originally Posted by Anders

§5. Severe  Weather Exclusion
This Insurance does not cover:
1. loss or damage caused by sustained winds of gale force (63 km/h) or more, and wind gusts of 90 km/h or more
occurring during a voyage in circumstances where the Vessel has departed its mooring, berth or anchorage when
a Severe Weather Warning has been issued for the area of the subject voyage or part thereof.
2. loss or damage caused when the vessel is unattended at anchor:
2.1. when a Severe Weather Warning has been issued for the anchorage area; and
2.2. when the Vessel drags or breaks free from its anchor by reason of such storm or severe weather.

None of this in my Pantaenius policy.


Sustained winds of 30 knots would be a problem for me -- that's sailing weather where I sail, if it's from a reasonable direction. I go out in such weather all the time.

[Pete7]

Originally Posted by Dockhead

None of this in my Pantaenius policy.


Sustained winds of 30 knots would be a problem for me -- that's sailing weather where I sail, if it's from a reasonable direction. I go out in such weather all the time.

I get the impression that the name Pantaenius covers a group of businesses or perhaps franchises and each is able to discuss separately with the underwriters what they can offer. Certainly not in mine either, which is probably the same underwriter as yours.

No mention of Lithiums either, but I my pen is loaded with the safety catch on ready with "installed in accordance with the manufacturers instructions" etc.

Pete

[carstenb]

Originally Posted by Dockhead

None of this in my Pantaenius policy.


Sustained winds of 30 knots would be a problem for me -- that's sailing weather where I sail, if it's from a reasonable direction. I go out in such weather all the time.

When on a passage, gale force winds are sometimes difficult to avoid. You simply have to shorten sail and live with what you get

[Anders]

Originally Posted by Dockhead

None of this in my Pantaenius policy.


Sustained winds of 30 knots would be a problem for me -- that's sailing weather where I sail, if it's from a reasonable direction. I go out in such weather all the time.

That was from Pantaenius Australia. I've never seen anything like that from Pantaenius UK.