sorry to be a little dense, however can you explain what is the effect of the clause ? is it excluding cover for such storms ?
our policy with topsail included this clause this year ;
Cover excludes all and any claims resulting from a cyclone if:
Your vessel is South of 5 degrees South and North of 25 degrees South.
Your vessel is at anchor
, or on a swing mooring
If your Vessel is outside of these latitudes and moored in a marina berth, pen or secure jetty then loss or damage resulting from a
cyclone is covered subject to the following additional terms:
a) The excess will be increased to 25% of the total claim or double the standard excess as set out in the policy, whichever the greater.
This will be subject to a minimum excess of A$10,000
b) The Excess Waiver cover (if applicable) shall not apply.
c) Marina Benefits as per Section 8 of the policy wording is deleted.
In addition you must make every effort to ensure that Your Vessel is prepared for a cyclone. In the event of a claim, We will require
documented evidence detailing the following:
- Additional ropes.
- Additional fendering.
, protective covers and biminis.
- The clearing of loose deck
- Any other preventative measures as may be executed to ensure the safety
of the craft.
A named or numbered tropical storm, hurricane
, cyclone or typhoon, which has been given a name or number by the Australian
Bureau of Meteorology. Australia's official weather forecasts & weather radar - Bureau of Meteorology
or any Meteorological Service
A secure and enclosed sheltered mooring
complex, providing controlled access to berths or pontoons. The marina must have a
physical breakwater which is not floating or temporary."
think all policies are now including something similar...