This is where I
pitch Hudson's
Morgan OI 41.
Definitely cruise ready as they did continuously for years on it, and at a 4'3"
draft it's less draft than anything I know of at that size. A
Family fits nicely on it as they raised a family on it
The tough part is to find one that has been maintained and not let go. Theirs is a rarity in that it is in good shape, I think swallowing the
anchor came as a surprise to them.
In the boats your looking at brand wise, I'd say 100 K will get you a decent boat, however it will not be "cruise ready". Now that is a tough to define term, but as 98% of boats are not cruised, not really, then 98% of boats are not "cruise ready", in my opinion.
To get one of those is way tougher, you either have to get a boat that has been cruised and just come off of a cruise, but be sure to get one that everything is not at the end of it's life, or you have to do like I have done, buy a boat that is not cruise ready and spend a couple of years and as much
money as you paid for the thing, again to make it cruise ready.
I define cruise ready as lots of amenities, and nearly unlimited
power and
water.
That is not how others define cruise ready, so the term is a lot like "Blue Water". An undefinable term that means different things to different people.