Retire debt free or get a boat loan

[gcaskew]

We are in the closing stages of our working lives and are going to get a boat for 6 months in the Caribbean and then return home from July - Dec.
The issue is I was going to pay cash for the boat but my financial planner is telling me to finance the boat to help with taxes since my house is paid off.
Have any of you guys had the same issues or which would you recommend?

Thanks
C