Marine insurance, going naked.

[Wotname]

Originally Posted by rwidman

You take a friend out sailing, he gets hit in the head by a swinging boom, falls overboard and drowns. His widow sues you for a million dollars (or more).

I'm curious...

So a question for our USA members - is this a realistic scenario in the USA?

Is this how you live your sailing life?

Or is it just trolling...

FWIW, the likely hood of being sued (let alone successfully sued) for such an event down under is vanishingly small. Everyone on board of recreational boat is considered responsible for their own safety and unless there was some proven evidence of criminal intent, such an event would be considered by all as an unfortunate accident and not as a way to make some money from the skipper / owner.