$3,000 / Month Cruising Budget Planned

[Kenomac]

I thought being a genuine real life cruiser bum meant hanging around all day in my birthday suit, working on my all over tan and not worrying about a damn thing or what other people think?

D'oh!

[luciarose]

Originally Posted by tdominic_97

Sailorboy1, $442,000 would make 3000 a month earning 3% interest. So you could easily do this for 7 years and not touch the principle and then you could double your spending when your SS comes in and still have 442 thousand bones in the bank for emergency.

3% of $442,000 is $13,260 which is $1105 per month - assuming there are no taxes. Uncle Sam likes to ensure that ALL US citizens pay taxes on their worldwide income so you'll have to take that into account. At the very least, your math is terrible.

[weavis]

Originally Posted by Kenomac

I thought being a genuine real life cruiser bum meant hanging around all day in my birthday suit, working on my all over tan and not worrying about a damn thing or what other people think?

D'oh!

[weavis]

Originally Posted by luciarose

3% of $442,000 is $13,260 which is $1105 per month - assuming there are no taxes. Uncle Sam likes to ensure that ALL US citizens pay taxes on their worldwide income so you'll have to take that into account. At the very least, your math is terrible.

LOL on the content of your first post.

Welcome to C.F. There will be plenty of posts to correct and you wont have to go looking for them...

[Paul L]

Originally Posted by SV THIRD DAY

OK...now you are just baiting me...but I'll play along..."true facts"...what...who ever talked about true facts in a discussion of opinions?...

Yea, you are right. You only talk of true facts when it is your opinion that they are true facts.

[StuM]

Originally Posted by a64pilot

Referring to the cost of maintaining the boat in a seaworthy condition.
Of course just like everything else there are variables, and to get an idea as to cost you need a representative sample, they more samples of course the more likely the costs can be averaged to one that makes sense, just like all costs, one sample may not be very representative.

And of course, an average in many contexts is meaningless. I doubt that any one actually spends "the average" on maintaining their boat

All you can say is that you will probably spend either considerably more or considerably less than the average depending on circumstances and your skills.

[Seaworthy Lass]

Originally Posted by Kenomac

I thought being a genuine real life cruiser bum meant hanging around all day in my birthday suit, working on my all over tan and not worrying about a damn thing or what other people think?

D'oh!

Nah Ken. That's just a Wannabe Cruiser. Real Cruisers are the ones who remove all the cardboard packaging from their purchases at the cash register before packing them .

[SV THIRD DAY]

Originally Posted by Seaworthy Lass

Nah Ken. That's just a Wannabe Cruiser. Real Cruisers are the ones who remove all the cardboard packaging from their purchases at the cash register before packing them .

Or....Real Cruisers are the ones that you see Jerry Jugging diesel fuel around town in a wheeled cart to save $0.46/gallon at the fuel dock...

[Kenomac]

Originally Posted by SV THIRD DAY

Or....Real Cruisers are the ones that you see Jerry Jugging diesel fuel around town in a wheeled cart to save $0.46/gallon at the fuel dock...

Been there, done that. 1000 liters... Even in a rented car, what a PITA. Never again.

[SimonV]

How much depends on where. In the south Pacific you would struggle to reach your budget. 2013 we did New Caledonia and Vanuatu April to November. Once you leave the major centers, there's just no where to spend lots of money. We struggled to spend 1200 per month. We spent a month at the island of pines and spent less than 250.

Sent from my GT-N7105T using Cruisers Sailing Forum mobile app

[carstenb]

Originally Posted by Kenomac

I thought being a genuine real life cruiser bum meant hanging around all day in my birthday suit, working on my all over tan and not worrying about a damn thing or what other people think?

D'oh!

Great definition - but might be a little chilly up here in the nordic countries

[weavis]

Oh crap.
I thought real cruisers were the families in the Palma marina who wore the same type shirt with the name of their boat on it. And rank was designated by the hats with titles.

Gonna have to rethink this through...

[carstenb]

Originally Posted by weavis

Oh crap.
I thought real cruisers were the families in the Palma marina who wore the same type shirt with the name of their boat on it. And rank was designated by the hats with titles.

Gonna have to rethink this through...

I resemble this remark

Actually we have several polo shirts with our boat name on them (gives a nice appearance when clearing in). No titles and no hats/caps etc with titles

Wouldn't matter if we did, both of us know who the boss is

[Mike OReilly]

Originally Posted by weavis

Oh crap.
I thought real cruisers were the families in the Palma marina who wore the same type shirt with the name of their boat on it. And rank was designated by the hats with titles.

Gonna have to rethink this through...

When we bought our current boat she had towels in the head with our boat's name beautifully embroidered in them. Luckily the previous owners wanted to keep them ... whew .

But come to think of it, my partner and I do have matching sou'westers. Does that make me a cruiser .?

[weavis]

Originally Posted by Mike OReilly

When we bought our current boat she had towels in the head with our boat's name beautifully embroidered in them. Luckily the previous owners wanted to keep them ... whew .

But come to think of it, my partner and I do have matching sou'westers. Does that make me a cruiser .?

NO!
You fail without the aforementioned hats.