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12-12-2014, 14:44
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#211
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cruiser
Join Date: Jan 2012
Location: Pangaea
Posts: 10,856
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Re: $3,000 / Month Cruising Budget Planned
I thought being a genuine real life cruiser bum meant hanging around all day in my birthday suit, working on my all over tan and not worrying about a damn thing or what other people think?
D'oh!
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12-12-2014, 14:51
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#212
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Registered User
Join Date: Oct 2014
Location: Vancouver
Boat: Island Packet 445
Posts: 55
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Re: $3,000/mo cruising budget planned
Quote:
Originally Posted by tdominic_97
Sailorboy1, $442,000 would make 3000 a month earning 3% interest. So you could easily do this for 7 years and not touch the principle and then you could double your spending when your SS comes in and still have 442 thousand bones in the bank for emergency.
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3% of $442,000 is $13,260 which is $1105 per month - assuming there are no taxes. Uncle Sam likes to ensure that ALL US citizens pay taxes on their worldwide income so you'll have to take that into account. At the very least, your math is terrible.
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12-12-2014, 15:22
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#213
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Moderator Emeritus

Join Date: Feb 2014
Location: Seville London Eastbourne
Posts: 13,406
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Re: $3,000 / Month Cruising Budget Planned
Quote:
Originally Posted by Kenomac
I thought being a genuine real life cruiser bum meant hanging around all day in my birthday suit, working on my all over tan and not worrying about a damn thing or what other people think?
D'oh! 
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__________________
- Never test how deep the water is with both feet -
10% of conflicts are due to different opinions. 90% by the tone of voice.
Raise your words, not your voice. It is rain that grows flowers, not thunder.
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12-12-2014, 15:27
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#214
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Moderator Emeritus

Join Date: Feb 2014
Location: Seville London Eastbourne
Posts: 13,406
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Re: $3,000/mo cruising budget planned
Quote:
Originally Posted by luciarose
3% of $442,000 is $13,260 which is $1105 per month - assuming there are no taxes. Uncle Sam likes to ensure that ALL US citizens pay taxes on their worldwide income so you'll have to take that into account. At the very least, your math is terrible.
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LOL on the content of your first post.
Welcome to C.F. There will be plenty of posts to correct and you wont have to go looking for them...
__________________
- Never test how deep the water is with both feet -
10% of conflicts are due to different opinions. 90% by the tone of voice.
Raise your words, not your voice. It is rain that grows flowers, not thunder.
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12-12-2014, 15:39
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#215
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Registered User
Join Date: Jul 2005
Location: Bellingham
Boat: Outbound 44
Posts: 9,319
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Re: $3,000 / Month Cruising Budget Planned
Quote:
Originally Posted by SV THIRD DAY
OK...now you are just baiting me...but I'll play along..."true facts"...what...who ever talked about true facts in a discussion of opinions?...
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Yea, you are right. You only talk of true facts when it is your opinion that they are true facts.
__________________
Paul
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12-12-2014, 15:46
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#216
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Registered User

Join Date: Nov 2013
Location: Port Moresby,Papua New Guinea
Boat: FP Belize Maestro 43 and OPBs
Posts: 12,891
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Re: $3,000 / Month Cruising Budget Planned
Quote:
Originally Posted by a64pilot
Referring to the cost of maintaining the boat in a seaworthy condition.
Of course just like everything else there are variables, and to get an idea as to cost you need a representative sample, they more samples of course the more likely the costs can be averaged to one that makes sense, just like all costs, one sample may not be very representative.
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And of course, an average in many contexts is meaningless. I doubt that any one actually spends "the average" on maintaining their boat
All you can say is that you will probably spend either considerably more or considerably less than the average depending on circumstances and your skills.
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12-12-2014, 16:17
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#217
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Moderator

Join Date: Oct 2008
Boat: Bestevaer 49
Posts: 16,617
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Re: $3,000 / Month Cruising Budget Planned
Quote:
Originally Posted by Kenomac
I thought being a genuine real life cruiser bum meant hanging around all day in my birthday suit, working on my all over tan and not worrying about a damn thing or what other people think?
D'oh! 
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Nah Ken. That's just a Wannabe Cruiser. Real Cruisers are the ones who remove all the cardboard packaging from their purchases at the cash register before packing them  .
__________________
SWL (enthusiastic amateur)
"To me the simple act of tying a knot is an adventure in unlimited space." Clifford Ashley
"The cure for anything is salt water: sweat, tears or the sea." Isak Dinesen
Unveiling Bullseye strops for low friction rings
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12-12-2014, 18:40
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#218
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Marine Service Provider

Join Date: Aug 2006
Location: La Paz, Mexico
Boat: 1978 Hudson Force 50 Ketch
Posts: 3,933
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Re: $3,000 / Month Cruising Budget Planned
Quote:
Originally Posted by Seaworthy Lass
Nah Ken. That's just a Wannabe Cruiser. Real Cruisers are the ones who remove all the cardboard packaging from their purchases at the cash register before packing them  .
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Or....Real Cruisers are the ones that you see Jerry Jugging diesel fuel around town in a wheeled cart to save $0.46/gallon at the fuel dock...
__________________
Rich Boren
Cruise RO & Schenker Water Makers
Technautics CoolBlue Refrigeration
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12-12-2014, 19:50
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#219
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cruiser
Join Date: Jan 2012
Location: Pangaea
Posts: 10,856
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Re: $3,000 / Month Cruising Budget Planned
Quote:
Originally Posted by SV THIRD DAY
Or....Real Cruisers are the ones that you see Jerry Jugging diesel fuel around town in a wheeled cart to save $0.46/gallon at the fuel dock...
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Been there, done that. 1000 liters... Even in a rented car, what a PITA. Never again.
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13-12-2014, 01:53
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#220
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Registered User
Join Date: Aug 2007
Location: Brisbane, Australia.
Posts: 1,338
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Re: $3,000 / Month Cruising Budget Planned
How much depends on where. In the south Pacific you would struggle to reach your budget. 2013 we did New Caledonia and Vanuatu April to November. Once you leave the major centers, there's just no where to spend lots of money. We struggled to spend 1200 per month. We spent a month at the island of pines and spent less than 250.
Sent from my GT-N7105T using Cruisers Sailing Forum mobile app
__________________
Simon
Bavaria 50 Cruiser
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13-12-2014, 03:12
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#221
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Moderator

Join Date: May 2012
Location: At sea somewhere in the Caribbean
Boat: Jeanneau Sun Fast 40.3
Posts: 6,585
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Re: $3,000 / Month Cruising Budget Planned
Quote:
Originally Posted by Kenomac
I thought being a genuine real life cruiser bum meant hanging around all day in my birthday suit, working on my all over tan and not worrying about a damn thing or what other people think?
D'oh! 
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Great definition - but might be a little chilly up here in the nordic countries
__________________
https://www.amazon.co.uk/s?k=carsten...ref=nb_sb_noss
Our books have gotten 5 star reviews on Amazon. Several readers have written "I never thought I would go on a circumnavigation, but when I read these books, I was right there in the cockpit with Vinni and Carsten"
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13-12-2014, 03:15
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#222
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Moderator Emeritus

Join Date: Feb 2014
Location: Seville London Eastbourne
Posts: 13,406
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Re: $3,000 / Month Cruising Budget Planned
Oh crap.
I thought real cruisers were the families in the Palma marina who wore the same type shirt with the name of their boat on it. And rank was designated by the hats with titles.
Gonna have to rethink this through...
__________________
- Never test how deep the water is with both feet -
10% of conflicts are due to different opinions. 90% by the tone of voice.
Raise your words, not your voice. It is rain that grows flowers, not thunder.
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14-12-2014, 01:14
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#223
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Moderator

Join Date: May 2012
Location: At sea somewhere in the Caribbean
Boat: Jeanneau Sun Fast 40.3
Posts: 6,585
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Re: $3,000 / Month Cruising Budget Planned
Quote:
Originally Posted by weavis
Oh crap.
I thought real cruisers were the families in the Palma marina who wore the same type shirt with the name of their boat on it. And rank was designated by the hats with titles.
Gonna have to rethink this through...
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I resemble this remark
Actually we have several polo shirts with our boat name on them (gives a nice appearance when clearing in). No titles and no hats/caps etc with titles
Wouldn't matter if we did, both of us know who the boss is
__________________
https://www.amazon.co.uk/s?k=carsten...ref=nb_sb_noss
Our books have gotten 5 star reviews on Amazon. Several readers have written "I never thought I would go on a circumnavigation, but when I read these books, I was right there in the cockpit with Vinni and Carsten"
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14-12-2014, 06:24
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#224
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Registered User
Join Date: Sep 2011
Location: Good question
Boat: Rafiki 37
Posts: 14,651
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Re: $3,000 / Month Cruising Budget Planned
Quote:
Originally Posted by weavis
Oh crap.
I thought real cruisers were the families in the Palma marina who wore the same type shirt with the name of their boat on it. And rank was designated by the hats with titles.
Gonna have to rethink this through...
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When we bought our current boat she had towels in the head with our boat's name beautifully embroidered in them. Luckily the previous owners wanted to keep them ... whew  .
But come to think of it, my partner and I do have matching sou'westers. Does that make me a cruiser  .?
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14-12-2014, 06:49
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#225
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Moderator Emeritus

Join Date: Feb 2014
Location: Seville London Eastbourne
Posts: 13,406
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Re: $3,000 / Month Cruising Budget Planned
Quote:
Originally Posted by Mike OReilly
When we bought our current boat she had towels in the head with our boat's name beautifully embroidered in them. Luckily the previous owners wanted to keep them ... whew  .
But come to think of it, my partner and I do have matching sou'westers. Does that make me a cruiser  .?
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NO!
You fail without the aforementioned hats.
__________________
- Never test how deep the water is with both feet -
10% of conflicts are due to different opinions. 90% by the tone of voice.
Raise your words, not your voice. It is rain that grows flowers, not thunder.
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