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Old 20-07-2021, 07:33   #16
TCL
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Boat: 1979 Morgan 461, 46' sloop
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Re: Liability-only insurance for a 1979 Morgan 461 sailboat...

Quote:
Originally Posted by skipgundlach View Post
Thanks for the update and info.

Gowrie turned me down based on the age (we're M461-002, so the first 79-model run in August 78), and hasn't made any suggestions as to a solution.

Meanwhile, are you on Facebook? There's a Morgan 46 Sailboats page on which I don't think I've seen you; there's a database of M46x of which I'm currently the only 461 (at last look, anyway) despite there being more of us in the group.
Interesting on Gowrie. I'm M461 hull no. 10 and haven't (yet) had a problem. We'll see what happens when this renewal comes up.
I'm a longtime member of the FB group and post there all the time. Tom Lundin on Tallawah.
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Old 20-07-2021, 09:43   #17
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Re: Liability-only insurance for a 1979 Morgan 461 sailboat...

We paid about $600 per year through Progressive for a policy on our 72 Morgan OI. 300k coverage.
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Old 20-07-2021, 09:58   #18
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Re: Liability-only insurance for a 1979 Morgan 461 sailboat...

Just out of curiosity, what OI (41, 51, 33, etc.)?
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Old 20-07-2021, 10:13   #19
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Re: Liability-only insurance for a 1979 Morgan 461 sailboat...

Ours is a 72 OI 41’ ketch.
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Old 20-07-2021, 10:25   #20
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Re: Liability-only insurance for a 1979 Morgan 461 sailboat...

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Originally Posted by nolakennedys View Post
Ours is a 72 OI 41’ ketch.
If you're on facebook there is a "Morgan 41 OI Owners" group that is pretty active we can help with issues that you are working on! Lots of great help there.
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Old 20-07-2021, 10:29   #21
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Re: Liability-only insurance for a 1979 Morgan 461 sailboat...

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If you're on facebook there is a "Morgan 41 OI Owners" group that is pretty active we can help with issues that you are working on! Lots of great help there.
Sadly we ditched Facebook early this year.

I did start a Morgan 41 owners group on MeWe though and thankfully there are a lot of YouTube owners posting as well. Between those options and cruisers forums we are good to go for most information. Thank you though!
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Old 20-07-2021, 10:40   #22
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Re: Liability-only insurance for a 1979 Morgan 461 sailboat...

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Originally Posted by nolakennedys View Post
Ours is a 72 OI 41’ ketch.
Progressive is sending me a quote form; ours is newer

For those watching the thread, I'm making progress; I'll post the outcome when it's finished, too.
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Old 20-07-2021, 10:49   #23
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Re: Liability-only insurance for a 1979 Morgan 461 sailboat...

Quote:
Originally Posted by skipgundlach View Post
Progressive is sending me a quote form; ours is newer

For those watching the thread, I'm making progress; I'll post the outcome when it's finished, too.
Excellent! If you need a specific broker, DM me and I can send you mine.
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Old 20-07-2021, 11:15   #24
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Re: Liability-only insurance for a 1979 Morgan 461 sailboat...

Quote:
Originally Posted by nolakennedys View Post
Excellent! If you need a specific broker, DM me and I can send you mine.
You can also email me skipgundlach@gmail.com...
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Old 20-07-2021, 11:28   #25
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Re: Liability-only insurance for a 1979 Morgan 461 sailboat...

Is anyone aware of a similar provider offering coverage in Australia: 50yo converter steel trawler in Cairns?
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Old 20-07-2021, 11:37   #26
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Re: Liability-only insurance for a 1979 Morgan 461 sailboat...

$153, $300,000 limit, < 75 miles offshore, with progressive, marina in Los Angeles harbor
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Old 21-07-2021, 07:54   #27
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Re: Liability-only insurance for a 1979 Morgan 461 sailboat...

skipgundlach - I have liability only for my 1974 Morgan 33 OI from Progressive for less than $200/yr
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Old 21-07-2021, 08:09   #28
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Re: Liability-only insurance for a 1979 Morgan 461 sailboat...

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Thanks, Mike,

That explains it. I'm in Florida :-(

Fair winds,
Jack
Actually, on further reflections, that DOESN'T explain it. Why would liability be more in Florida? I can see why hull coverage would be (lightning, crowded waters, hurricanes) -- but why liability?

Thanks,
Jack
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Old 21-07-2021, 08:36   #29
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Re: Liability-only insurance for a 1979 Morgan 461 sailboat...

If you're boat sinks or gets washed into the mangroves you are liable for removing it. So I image that boat condition and location can effect liability
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Old 21-07-2021, 08:41   #30
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Re: Liability-only insurance for a 1979 Morgan 461 sailboat...

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If you're boat sinks or gets washed into the mangroves you are liable for removing it. So I image that boat condition and location can effect liability
Thanks, I didn't think of that. Good point.

Jack
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