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20-07-2021, 08:33
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#16
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Registered User
Join Date: Jul 2011
Location: Gulfport, MS
Boat: 1979 Morgan 461, 46' sloop
Posts: 86
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Re: Liability-only insurance for a 1979 Morgan 461 sailboat...
Quote:
Originally Posted by skipgundlach
Thanks for the update and info.
Gowrie turned me down based on the age (we're M461-002, so the first 79-model run in August 78), and hasn't made any suggestions as to a solution.
Meanwhile, are you on Facebook? There's a Morgan 46 Sailboats page on which I don't think I've seen you; there's a database of M46x of which I'm currently the only 461 (at last look, anyway) despite there being more of us in the group.
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Interesting on Gowrie. I'm M461 hull no. 10 and haven't (yet) had a problem. We'll see what happens when this renewal comes up.
I'm a longtime member of the FB group and post there all the time. Tom Lundin on Tallawah.
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20-07-2021, 10:43
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#17
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Registered User
Join Date: Jul 2015
Location: Amelia Island FL
Boat: 41' Morgan Out Island Ketch
Posts: 142
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Re: Liability-only insurance for a 1979 Morgan 461 sailboat...
We paid about $600 per year through Progressive for a policy on our 72 Morgan OI. 300k coverage.
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20-07-2021, 10:58
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#18
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Registered User
Join Date: Mar 2003
Location: Currently on the boat, somewhere on the ocean, living the dream
Boat: Morgan 461 S/Y Flying Pig
Posts: 2,298
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Re: Liability-only insurance for a 1979 Morgan 461 sailboat...
Just out of curiosity, what OI (41, 51, 33, etc.)?
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20-07-2021, 11:13
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#19
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Registered User
Join Date: Jul 2015
Location: Amelia Island FL
Boat: 41' Morgan Out Island Ketch
Posts: 142
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Re: Liability-only insurance for a 1979 Morgan 461 sailboat...
Ours is a 72 OI 41’ ketch.
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20-07-2021, 11:25
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#20
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Registered User
Join Date: May 2014
Location: Whitby, Canada
Boat: Morgan Out Island 41
Posts: 2,359
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Re: Liability-only insurance for a 1979 Morgan 461 sailboat...
Quote:
Originally Posted by nolakennedys
Ours is a 72 OI 41’ ketch.
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If you're on facebook there is a "Morgan 41 OI Owners" group that is pretty active we can help with issues that you are working on! Lots of great help there.
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20-07-2021, 11:29
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#21
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Registered User
Join Date: Jul 2015
Location: Amelia Island FL
Boat: 41' Morgan Out Island Ketch
Posts: 142
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Re: Liability-only insurance for a 1979 Morgan 461 sailboat...
Quote:
Originally Posted by pcmm
If you're on facebook there is a "Morgan 41 OI Owners" group that is pretty active we can help with issues that you are working on! Lots of great help there.
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Sadly we ditched Facebook early this year.
I did start a Morgan 41 owners group on MeWe though and thankfully there are a lot of YouTube owners posting as well. Between those options and cruisers forums we are good to go for most information. Thank you though!
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20-07-2021, 11:40
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#22
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Registered User
Join Date: Mar 2003
Location: Currently on the boat, somewhere on the ocean, living the dream
Boat: Morgan 461 S/Y Flying Pig
Posts: 2,298
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Re: Liability-only insurance for a 1979 Morgan 461 sailboat...
Quote:
Originally Posted by nolakennedys
Ours is a 72 OI 41’ ketch.
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Progressive is sending me a quote form; ours is newer
For those watching the thread, I'm making progress; I'll post the outcome when it's finished, too.
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20-07-2021, 11:49
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#23
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Registered User
Join Date: Jul 2015
Location: Amelia Island FL
Boat: 41' Morgan Out Island Ketch
Posts: 142
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Re: Liability-only insurance for a 1979 Morgan 461 sailboat...
Quote:
Originally Posted by skipgundlach
Progressive is sending me a quote form; ours is newer
For those watching the thread, I'm making progress; I'll post the outcome when it's finished, too.
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Excellent! If you need a specific broker, DM me and I can send you mine.
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20-07-2021, 12:15
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#24
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Registered User
Join Date: Mar 2003
Location: Currently on the boat, somewhere on the ocean, living the dream
Boat: Morgan 461 S/Y Flying Pig
Posts: 2,298
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Re: Liability-only insurance for a 1979 Morgan 461 sailboat...
Quote:
Originally Posted by nolakennedys
Excellent! If you need a specific broker, DM me and I can send you mine.
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You can also email me skipgundlach@gmail.com...
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20-07-2021, 12:28
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#25
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Registered User
Join Date: Jan 2020
Posts: 241
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Re: Liability-only insurance for a 1979 Morgan 461 sailboat...
Is anyone aware of a similar provider offering coverage in Australia: 50yo converter steel trawler in Cairns?
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20-07-2021, 12:37
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#26
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Registered User
Join Date: Jan 2015
Location: SoCal
Boat: Formosa 30 ketch
Posts: 1,018
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Re: Liability-only insurance for a 1979 Morgan 461 sailboat...
$153, $300,000 limit, < 75 miles offshore, with progressive, marina in Los Angeles harbor
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21-07-2021, 08:54
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#27
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Registered User
Join Date: May 2009
Location: Belfast, Maine
Boat: Morgan, OI, 33'
Posts: 190
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Re: Liability-only insurance for a 1979 Morgan 461 sailboat...
skipgundlach - I have liability only for my 1974 Morgan 33 OI from Progressive for less than $200/yr
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21-07-2021, 09:09
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#28
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Registered User
Join Date: May 2011
Location: On the boat, currently Tampa Bay, Florida
Boat: Dickerson ketch, 36'
Posts: 223
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Re: Liability-only insurance for a 1979 Morgan 461 sailboat...
Quote:
Originally Posted by The Way
Thanks, Mike,
That explains it. I'm in Florida :-(
Fair winds,
Jack
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Actually, on further reflections, that DOESN'T explain it. Why would liability be more in Florida? I can see why hull coverage would be (lightning, crowded waters, hurricanes) -- but why liability?
Thanks,
Jack
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21-07-2021, 09:36
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#29
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Registered User
Join Date: May 2019
Location: Longboat Key, FL
Boat: 42' Chung Wua Trawler
Posts: 80
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Re: Liability-only insurance for a 1979 Morgan 461 sailboat...
If you're boat sinks or gets washed into the mangroves you are liable for removing it. So I image that boat condition and location can effect liability
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21-07-2021, 09:41
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#30
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Registered User
Join Date: May 2011
Location: On the boat, currently Tampa Bay, Florida
Boat: Dickerson ketch, 36'
Posts: 223
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Re: Liability-only insurance for a 1979 Morgan 461 sailboat...
Quote:
Originally Posted by cpisz
If you're boat sinks or gets washed into the mangroves you are liable for removing it. So I image that boat condition and location can effect liability
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Thanks, I didn't think of that. Good point.
Jack
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