Who Pays Marina Bank Charges?

[Heath68]

Hi Everyone,

Can anyone ell me / advise me on this? I booked a place at the Porto Montenegro for 6 months to winter our boat Sawasdeekat.

I transferred the fee, which was not a small amount I can tell you! and was amazed to get an email saying I owed them another 43 euros. They claimed that I needed to send more than the invoiced amount to cover their bank charges!!

As you can see by the exclamation marks I was more than a little surprised I should pay for their bank charges but wondered if this was more common that I first anticipated.

All comments appreciated

[Gudgeon]

A lot of companies are charging fees to use credit cards or a funds transfer fee.

[Shrew]

Originally Posted by Heath68

I transferred the fee, which was not a small amount I can tell you! and was amazed to get an email saying I owed them another 43 euros. They claimed that I needed to send more than the invoiced amount to cover their bank charges!!

NOTE: All of this is based on my experience in the US. Things may and probably are different from country to country.

Was this a wire transfer? Whenever I wire money, I have 2 choices, a Direct Wire, or going through an Automatic Clearing House (ACH). ACH usually takes several days to clear, but there are no or extremely low fees. A direct wire transfer typically comes with fees which are paid by the SENDER.

If you're method of choice to remit payment incurs a charge on the vendor's end, I think they have a right to pass that cost back to you again.

[sailorboy1]

Originally Posted by Heath68

Hi Everyone,

Can anyone ell me / advise me on this? I booked a place at the Porto Montenegro for 6 months to winter our boat Sawasdeekat.

I transferred the fee, which was not a small amount I can tell you! and was amazed to get an email saying I owed them another 43 euros. They claimed that I needed to send more than the invoiced amount to cover their bank charges!!

As you can see by the exclamation marks I was more than a little surprised I should pay for their bank charges but wondered if this was more common that I first anticipated.

All comments appreciated

Pretty sure in this case YOU pay the van fee IF you plan to still stay there.

But fees aren't unusual. I pay a 1.5% to pay my monthly marina bill with a credit card

[Sailorlady2022]

How can you be responsible for a fee what you don't know about?

We have been working with several companies outside of the US that were paid with International Wire Transfer. Our bank charged fees (we paid), plus any fee that was reported during the transfer (a fee charged by the intermediary money was passing through) but if the receiver's bank charges to receive an incoming wire transfer we did not pay.

One vendor did whine about this, but since we were already covering the fees disclosed on the transfer and had NO idea how to verify what the vendor's banking fee was AND our fee payment did not indicate any other fees would be charged we did not pay.

By the way, our bank for these fees (Charles Schwab) would calculate the amount in US dollars (or a different currency if selected), show the fees and indicate how much would be transfered to the vendor at the end of the transaction. We know we paid enough on our end to cover the actual fee invoiced by the vendor.

[h20man]

Originally Posted by Heath68

Hi Everyone,

Can anyone ell me / advise me on this? I booked a place at the Porto Montenegro for 6 months to winter our boat Sawasdeekat.

I transferred the fee, which was not a small amount I can tell you! and was amazed to get an email saying I owed them another 43 euros. They claimed that I needed to send more than the invoiced amount to cover their bank charges!!

As you can see by the exclamation marks I was more than a little surprised I should pay for their bank charges but wondered if this was more common that I first anticipated.

All comments appreciated

DO NOT SENT ANOTHER 43 EUROS!


as the bank charge is either a % or flat fee.. so .. it could be that you need to send €86 or €43 + fee or ??? to make it right....


Or.. Show up, ensure all is good with your baby.. and get a cash receipt that you gave them the balance due... (or on pickup... ) They should be comfortable with that...

[sailorboy1]

I think people need to understand who is in the drivers seat on this problem, it isn;t the OP.

[Pete7]

Originally Posted by sailorboy1

I think people need to understand who is in the drivers seat on this problem, it isn;t the OP.

Quite, fleecing the tourists seems to be a growing hobby in that part of the world. This one is their next door neighbours who have a lot more experience at it, from moorings to clearing in and out.

https://www.youtube.com/watch?v=ur8F...ailingFairIsle