I've been caught by the tide like this (wind Vs tide) behind Fraser Island Oz in a 38' cat. The anchor ended up behind us with wind from astern pinning us over the chain. In the bigger gusts the chain would slap the tunnel! Not a pleasant few hours. I couldn't manoeuvre the boat around because the chain was catching on the mini-keels and maybe rudders and props.
What I learnt from this was: avoid areas like the shallow
anchorages like Fraser Island in spring tides. Deep
water = slower
water. And don't put too much chain out in shallow water. But is was pretty windy.
We have also tried a
drogue off the stern which helped a bit but when the tide slows down the
drogue can get caught on your rudders.