when the other guys insurance company won't respond

[TabbyCat]

Originally Posted by Seapig

gave us what he states is his insurance carrier, except that 5 attempts to contact the company with no response. ( phone calls, emails, and website contact forms.)

What company is it that you are trying to reach? If you file a third party liability claim under his policy, the deductible should be low- often it is $0.

[TabbyCat]

Originally Posted by Ringmaster

Your insurance company should pay you and then go after the other insurance company. That's how it works when the other party and insurance co. are uncooperative. The girl you spoke with at your insurance company needs more training. You pay premiums to your insurance company to represent you in situations like this.

Not true. His agent was completely correct and does not need additional training. Each policy has two deductibles- a higher one for hull damage to repair your own boat if the damage is your fault (or the other boat doesn't have coverage, or it is hit a and run) and a second lower deductible for liability to third parties. The third party liability deductible is usually very low, often $100 or sometimes even $0. However it only applies to damaging other people's boats, so you can't use the liability coverage / low deductible option for your own boat. So if the OP can get the other boat's policy to honor the claim on their liability coverage, then neither party has to pay out much, if anything at all.

[AKA-None]

Originally Posted by captlloyd

He is somewhere in the Caribbean, US rules most likely do not apply. By the way, my boat was hit by a fuel supply barge in Ohio with considerable damage, the Coast Guard said it was a civil matter. Wanted no part of an investigation and said at the most, all they could do was pull the Captains license. So much for help from the CG.

Well that’s a pretty impressive move as they need the license to work

[oldfordcrap]

Originally Posted by Seapig

The other guy was trying to dock his boat and messed it up very badly. Initially he reasonable, assuring us that he would make it good, wanted to keep the insurance company out of it. It is a cosmetic repair but when it turned out that it was going to be around 1K He became ugly and gave us what he states is his insurance carrier, except that 5 attempts to contact the company with no response. ( phone calls, emails, and website contact forms.)


Coast guard says they don't care because it is not commercial.
Local police say they don't care because it took place on the water.
Marshals office not their problem.
No way of registering the incident with the state registration authorities that we can find.

Made the mistake of contacting our own insurance agent for advice. she promptly informed our carrier who informed us that the damage was below our deductible but the information has been added to our file and would be considered when it comes time for renewal.



In the boating world this is a small sum but it irks me that this jackass is going to skate completely. He has refused to give us any contact information. He is leaving today and laughing all the way out of the harbor.



Any suggestions for avenues we have not pursued?

I believe your insurance covers you! Just like home insurance covers your home and then goes after the other company for compensation

[Gerrit Coetzee]

Originally Posted by John Williams

I am a retired lawyer. Forget it and get on with life. Not worth the effort for $1k.

As a lawyer myself, I agree.

**** happens and his apparent shitty attitude only adds insults to injury.

The opposite can happen as well. I scratched another's boat after the fuel station linesman dropped the line in the propeller and saw me wind drifting into two other's boats.
St.Thomas in Carribean.

The other day I scratched a car in a parking lot. I left a message and contact nr, but have not been called after 6 months.

The boat owners told me they would call me if they deem it necessary, and thankfully they did not.

Bumps and bruises, as unwelcome as they are, happens...and I am sorry it happened to the OP, or to anyone.

The OP states he us weary of the courts. That is one of the remedies. If you (maybe wisely so) elected not to use the remedies at your disposal or it does not work out, then move on with your life. Add the experience to other bumps and bruises that will come, self-inflicted or otherwise .

[bstreep]

Tie a bucket to his rudder before he leaves. Throw a bent cotter pin into his cockpit. If you are in the US, try poopsenders dot com. I love the idea about posting pics of his boat. Don't get mad. Get even. It's way more fun.

[AKA-None]

Originally Posted by bstreep

Tie a bucket to his rudder before he leaves. Throw a bent cotter pin into his cockpit. If you are in the US, try poopsenders dot com. I love the idea about posting pics of his boat. Don't get mad. Get even. It's way more fun.

I think finding a stray piece of hardware in my cockpit would drive me crazy for quite some time