Agreed this stuff is difficult to fully understand.
Solar panels do seem to come with good info about VOC--which is fixed and you can easily verify with a voltmeter. They also give you good info about the target voltage, MP, for getting maximum
power.
Seems all MPPT controllers use a voltage differential as a requirement for
battery charge starting, but that info seems to hard to find--and hard to understand because of undefined terms for one of the numbers in the differential arithmetic, that for panel voltage. So consumers like me (and perhaps you), think its panel VOC, when its not. When its undefined, I call it voltage drop. Noelex says its what the controller does to get maximum power, and so its deliberate voltage adjustment on the panel side (as opposed to voltage regulation on the battery side).
As your experience compares to mine, seems pretty clear low voltage panel systems like ours do better with low differentials, and so Morningstar will be better than Victron. Even though there may be other factors particular to different controllers affecting
charging, because panel VOC will diminish over time and a high differential system will stop
charging well before a low differential system, a high differential controller is not for me. Thanks again for your input.