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Search took 0.01 seconds. Search: Posts Made By: HBWT
Forum: Liveaboard's Forum 11-07-2018, 11:59
Replies: 468
Views: 53,282
Posted By HBWT
Re: Early retirement and health care for boaters

Pot meet kettle.

I am arguing because your assertions are wrong. Notice I also recommended 2 other options for health coverage.

Even your statement of:



is factually inaccurate....
Forum: Liveaboard's Forum 11-07-2018, 10:03
Replies: 468
Views: 53,282
Posted By HBWT
Re: Early retirement and health care for boaters

Yep, meaningless in facts but okay. You are right, wherever you have a heart heartattack or stroke is where you are going to have your initial type 1/class 1 treatment. You don't get to decide your...
Forum: Liveaboard's Forum 10-07-2018, 17:41
Replies: 468
Views: 53,282
Posted By HBWT
Re: Early retirement and health care for boaters

AND TIME! Yep, it took a whole 64 minutes for another Anecdotal reference as if fact. Thanks for supplying us with endless information that has no relevence in reality. OECD and WHO rank countries...
Forum: Liveaboard's Forum 10-07-2018, 11:36
Replies: 468
Views: 53,282
Posted By HBWT
Re: Early retirement and health care for boaters

I took the time this AM to read this entire thread for the only reason, I have built a career studying healthcare both domestic (US) and International and may have some good advise for the OP. This...
Forum: General Sailing Forum 02-11-2017, 18:37
Replies: 10
Views: 2,825
Posted By HBWT
Re: Vancouver BC to Ensenada MX

Are you taking your 27 Catalina south? I mean, I don't want to tell you that a April passage from the NW to mexico is dumb on a 27' boat or really any boat for that matter but... that's a pretty dumb...
Forum: Monohull Sailboats 25-10-2017, 11:54
Replies: 35
Views: 5,550
Posted By HBWT
Re: Pulled the trigger...dreaming is over, time to get to work!

Congrats! As a 43t owner, you will have years of fun and a little bit of work ahead of you. The HC's are known to be a 40%labor and 60%love but I can honestly say that when I walk the dock and pass...
Forum: Families, Kids and Pets Afloat 20-10-2017, 11:41
Replies: 38
Views: 8,100
Posted By HBWT
Re: Help us cast off! Need advice and inspiration: Family of 3, Great Loop? Boat size

It loos like you got some good information regarding the where and what. Let me add:

Health Insurance advice. (AS OF THE CURRENT LAW) If you have no taxable income when cruising, your health...
Forum: Deck hardware: Rigging, Sails & Hoisting 16-08-2017, 10:34
Replies: 25
Views: 11,496
Posted By HBWT
Re: Pros and cons of cutter-rigged ketch?

I think like all things in really depends on what you plan on doing with your boat. If you are just day sailing and hoping around the keys, get rid of the inner stay. But heading off shore... without...
Forum: Monohull Sailboats 29-06-2017, 10:39
Replies: 61
Views: 17,702
Posted By HBWT
Re: Favorite Full Keel

Do you have any engineering information to backup this claim. By simple fluid dynamics this cannot be true. Or is the seaworthy argument that a square transom floats just like a canoe stern. Well...
Forum: Monohull Sailboats 20-04-2017, 08:43
Replies: 10
Views: 2,400
Posted By HBWT
Re: Wetsnail vs gulf 32 vs?

Have a friend in Bremerton who will be listing his WS32 in the next few months. Tons of work done and in great shape. Message me and I will send you his info.
Forum: Plumbing Systems and Fixtures 17-04-2017, 15:57
Replies: 1
Views: 2,052
Posted By HBWT
HRO 9-500 Replacement High Pressure Housing

My HRO 9-500 looks like it has come to the end of its life. I had the system on today flushing it from winter storage and I noticed that high pressure control housing was leaking water once the...
Forum: General Sailing Forum 27-03-2017, 00:15
Replies: 7
Views: 3,720
Posted By HBWT
Re: Flying a Jib and Staysail Together

How's that expression go...

"Pull out the staysail, gain a knot, furl in the staysail, gain another knot."

Unlike Ann, I do not use my staysail for downwind. I primarily use it only for...
Forum: Construction, Maintenance & Refit 01-03-2017, 01:17
Replies: 18
Views: 14,180
Posted By HBWT
Re: Longest lasting treatment for teak cap rail?

If you want the least amount of maintenance, kept it bare and give it a salt water bath at least once a month with a very soft brush or mop. You should have no leakage and the teak will not warp or...
Forum: Product or Service Reviews & Evaluations 02-02-2017, 11:20
Replies: 16
Views: 8,152
Posted By HBWT
Re: Urethane vs Varnish

The trick with the epoxy is to use a Low Viscosity mixture like West Systems 105/207. This is most common referred to as a "full finish" and most boat builders prefer this method over any other....
Forum: Engines and Propulsion Systems 14-01-2017, 12:31
Replies: 78
Views: 26,340
Posted By HBWT
Re: Shell Rotella T6 5W-40 Full Synthetic Diesel for Yanmar 3GM30F

As said before, do not use synthetic unless engine has been run full synthetic since break-in. Multigrade 5w-40 rotella is what Yanmar recommends for non turbo models. Strait grade only for...
Forum: Flotsam & Sailing Miscellany 09-11-2016, 17:43
Replies: 201
Views: 17,734
Posted By HBWT
Re: Cruiser's perspective..If Trump wins?

If you are waiting on free healthcare, single payer, public option to be a entrepreneur, you are going to be waiting a very long time. Less creative with health insurance, I don't see the rationality...
Forum: Marine Electronics 09-11-2016, 12:43
Replies: 26
Views: 8,591
Posted By HBWT
Re: Better Wifi at the mooring/marina/anchorage?

We purchased ours from Island Time 3 years ago and everything is still going strong. Bob has great customer service and extremely helpful. I was contemplating putting it up the mast as well thinking...
Forum: General Sailing Forum 17-10-2016, 17:18
Replies: 33
Views: 12,796
Posted By HBWT
Re: Sailing from the P.N.W. to Mexico.

Although I have not done yet, we are also planning a August 2017 departure from Neah. Looking at our current plan (always subject to change) I think our hope is to jump all the way to Santa Cruz if...
Forum: Boat Ownership & Making a Living 06-10-2016, 12:02
Replies: 236
Views: 42,052
Posted By HBWT
Re: Best investment while we travel

The amount of bad advice here is truly astounding.

Just some FYI, if you are a US resident with US based investments.

REITS are both traded (fairly safe but have limited gains <5%) and non...
Forum: Marine Electronics 09-09-2016, 13:47
Replies: 19
Views: 4,210
Posted By HBWT
Re: GPS For Multiple Devices Via Bluetooth

We use a Garmen Glo Bluetooth GPS and Glonass reciever. So far so good for accuracy. We have 2 pads and 1 computer connected.
Forum: Deck hardware: Rigging, Sails & Hoisting 08-09-2016, 16:43
Replies: 16
Views: 4,851
Posted By HBWT
Re: Hydraulic Headsail Furler

I would agree with dylmn, we have the same profurl model and if the sheets have any tension, the profurl is a pain in the #$# to furl. But if we slack the sheets, my 110 lbs. wife can furl the...
Forum: Liveaboard's Forum 08-09-2016, 11:51
Replies: 21
Views: 12,190
Posted By HBWT
Re: Winter Moorage in the San Juan Islands - liveaboard

Fishermans Bay can get a little windy due to the exposure to the south and westerlies. We spend a week there a few weeks ago and had a few days in the 30-35knots. That was summertime so I imagine...
Forum: Our Community 01-09-2016, 00:48
Replies: 57
Views: 8,101
Posted By HBWT
Re: What else to watch?

https://youtu.be/or6rmic8A6c

Just watched this new series, blew me away. So good.
Forum: Flotsam & Sailing Miscellany 24-08-2016, 15:57
Replies: 8
Views: 2,008
Posted By HBWT
Re: Can I ask an absolute brain-dead newbie question?

Well the Port of Everett Marina is a public marina. Few people know that anyone can go down to the Marina Office and ask for a Key for South or North docs. You must provide your Drivers License but...
Forum: Anchoring & Mooring 22-08-2016, 16:11
Replies: 101
Views: 12,019
Posted By HBWT
Re: How big is too big?

I can comment that our ridiculous sized anchor sets no problem when backing down. I have dove on our anchor in multiple questionable holding grounds and has never let me down. We would not leave home...
Showing results 1 to 25 of 112
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