Originally Posted by sailorboy1
I bet calling yourself a "cruiser" wouldn't cut it if you have a regular job and have been at the same marina a while with no other address that can be supported. If you are going to have insurance it is not a good idea to start thinking you can work around or trick your insurance company. All you are going to end up finding out is that you paid your policy for years, but it isn't going to pay out when you need it.
I won't have a job I hope, and the intent is to keep moving, if we settle in one spot permemantly and don't cruise, most likely would buy a house.
In a little quandary as to what to do, my insurance agent tells me to call it extended cruising not Liveaboard.
I got the impression that a Live aboard is someone who lives on their boat, in one place whether at anchor
or in a Marina and commutes back and forth to work everyday, and for whatever reason insurance companies don't like to ensure them, I assume loss rates?
Someone who cruises is a person that leaves their land home, gets on a boat and travels on their boat, sometime for months, sometimes for years,
I fit this model, except I sold the house and lands and invested the money