rig failure?

[irwinsailor]

I read somewhere that if you do not have a survey of your rig and something happens your insurance company my not cover the damage. Is that true? I am having my rig done sometime this week for peace of mind but it does not bother me to have it covered just in case.

[boris]

i have heard that if your rigging is over 10 years old they can be reluction to pay out if the rig goes oveer the side

[Wotname]

Surely any such requirement would be mentioned somewhere in you insurance policy document (unless it is included in some general statement like keeping the boat "maintained and seaworthy" or some such.
Local West Aussie insurers have been know to inspect broken rigs to check for bad maintainence if you bring it back to shore. My rigger mate suggests one should consign a broken rig to the deep rather than try to bring it home.

This is an old thread!

[irwinsailor]

I hope that the words "appear serviceable" is all that is needed. Our new survey from Feb 1 2008 only has that wording about the rig and rigging. Our new insurance company does not seem to have a problem with the survey.