Originally Posted by UNCIVILIZED
I'd be curious to know how some of the insurance plans compare to paying your own medical
costs when traveling, as you often hear the tales of folks in far off lands having proceedures done for pennies on the dollar as compared to their cost in the US or other "Mother Countries". Thoughts?
We carry health insurance and pay for our own care while cruising internationally. It is true that health care
is much cheaper just about anywhere than in the US. We don't have insurance to use it as essentially prepaid medical care. The insurance is to protect our assets if something major occurs health wise. I don't want to have some health issue and leave my spouse broke, even if I am long gone. I have some friends that recently have had serious med issues. One was a heart issue where the bills, in the US, were $800,000+. The other is on a cancer drug that costs hundreds of thousands a year. Those are catastrophic things that insurance is for.
As far as the expat plans like imgGlobal go, be sure to understand the definitions and very low limitations placed on pre-existing conditions. Your definition might not match there's.