No personal experience with Island Spirit cats, but if the inside finish is merely a fairing like 'bondo' over the rough
interior glass, then I suggest that you consider the following:
1. Are there any signs of stress cracks on the outer
gelcoat in the effected areas?
2. Having removed some significant areas of the bondo, are there any areas on the inside of the
hull laminate that shows signs of cracks/crazing?
3. Testing the laminate (free of bondo) in the areas in question by means of a rubber mallet and moisture meter, are there any underlying areas of
delamination, voids or
water penetration?
If the answer to all of the above is no, then the cracks could simply be the result of the bondo having having been mixed with too much catalyst (making it brittle). But I would be surprised if it was that simple (and still very suspicious if the hull had recently been painted).
Good luck (and welcome to the forum)!
Brad