The NADA values are completely useless for boats that are not manufactured by the thousands each year, with many changing hands each year for several years. They may be a valid reference for jet skis, pontoon boats and Hobie cats, but they will not have any basis in reality for a large cruising boat.
Your local bank may use strict NADA values, but marine
lenders understand this much better.
For an example, our 1998 Manta
40 NADA value is $77,000. You will never find a Manta
40 in any condition for less than twice that price
- with all Manta 40's sold
over the past 10 years going for more than three times that price.
Besides, if you want to know what a Hunter
is worth, just ask on these forums! (sorry, I couldn't help myself)