We appreciate all of the welcoming comments and advice. We will be looking into possible crewing
in races at both yacht clubs mentioned and we have also sent an e-mail to the Tampa Sailing Squadron requesting more information and explaining our situation...
Our situation. Man, I (Matt) did not realize how much of a process this would be. I thought I did my due diligence by reading books and forums
for almost two years before even thinking about taking the next step of looking at boats to buy. So we began looking two weeks ago and since then have checked out a whopping two boats. One was too small and the second was a boat we could see ourselves living on. I originally planned on saying no to at least 10 boats before even considering a possible purchase
just to ensure I was just jumping at any boat because I am anxious to start our adventure. Well, with this last boat Jess and I were looking at each other as soon as we stepped on her with the old "This boat is really nice" look in our eyes. We talked to the agent for a while and when I mentioned we were hoping to finance, the fire left his eyes and he blindsided me with the fact I seemed to overlook in all of my research
. It is hard to get financing
for boats over 25 years old and impossible to get a loan for a boat over 30 years old (which this one was). I did confirm this with a marine
lender and now when we look at boats 25 years and newer in our price
range (Under $70,000) and size (Between 34-38 ft) we do not get any results for boats with blue water
pedigrees. I know a lot has to do with the sailor and reading Hunter forums
, the 37.5 can be upgraded to be capable of crossing oceans, but through my searches I haven't really found anyone who has done this and I certainly don't want to be the guinea pig. I know many people recommend saving up and paying cash when we have the money
, but to pay rent and save when I could be using that rent money towards paying the boat seems counter productive. Our goal is to buy a boat by the time our lease
is up at the end of August which we feel will give us time to save up a considerable down payment to increase the overall price
we can afford.
I have been yearning to get out sailing and have been looking at day charters and over night charters but for the price I can probably get a sailing dinghy
which is starting to look more appealing everyday. I do apologize if this post long winded but I do want to stay involved in the forum so we can stay on track. We refuse to let obstacles discourage us from our end goal and we will be sailing soon!