I just went through this trying to get insurance
coverage for our trip to Mexico
. Our current
(and soon former) insurance company wanted a new survey
, a rigging survey
that all the recommended items have been completed -and- another crew member
with my qualifications (my wife and friend didn't have enough "offshore" experience). I was annoyed by needing a new survey, I accepted the rigging
survey since our rig is approaching 15 years old in salt-water, and the deal-breaker was dictating my crew requirements. My new insurance policy will cover just me (no crew requirements) past Cabo and into the Sea of Cortez
. Best of all, it is a couple hundred dollars less expensive!!!
I searched out using the internet
and eventually used a broker in San Diego
. Each company has their own underwriting requirements. I went with one that would insure us, accept our original survey and provide better coverage, higher coverage amounts. I'm happy to put this behind me.