Depending on the make and model and size it maynot be so terrible.
Our28 had some
interior submersion. It did notreach the
engine oil pan. 4" water mark in
galley, that means bikge full and 4" deep on sole. We replaced bilge
keel step , as incolumbia the step is 2 pc , short step in bikge and upper pc sole to
deck. There were no other damages with bulkheads or cabinets,. But we suspect the bilge may have had water intrusion before due to the bilgestep condition.
Everyghing above sole was fine.
Does your boat have complete
wood interior ?
Hoping its not particle board,
marine plywood may survive but needs to be dry to reseal with
epoxy to save it.
If brass and ss were used as joiners even better. If not you will see rust seepage eventually. Depends on the
builder.
In some areas winters are dryer than summers. But getting soaked
wood dry before freeze is important. Good luck in your efforts.
Good luck with the
weather.