Do you carry Liability Insurance for crewing or captaining

[rockDAWG]

We often don't talk about this. In the past and what I have observed, boat owner resume all the liability and damage. For those making professional delivery and crewing for the owner, do you carry the professional liability insurance.

All business carries liability insurance, but I have not noticed all professional captains have their insurance in place. How do you protect your nest egg if you don't have insurance. Even if you win, you will lose for fighting the case in court.

If you carry insurance, what company do your have? Are there companies specialize in boat delivery coverage?

TIA