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Search took 0.00 seconds. Search: Posts Made By: thomm225
Forum: Liveaboard's Forum 01-01-2020, 14:52
Replies: 542
Views: 55,271
Posted By thomm225
Re: Budget Be Damned

That seems sort of sad in a way.

You are truly missing the journey of life parked along the ICW......
Forum: Liveaboard's Forum 27-11-2019, 15:05
Replies: 542
Views: 55,271
Posted By thomm225
Re: Budget Be Damned

It's important though not to fall into the money trap of doing a lot of nothing (except buying stuff and vacationing) which can really destroy your health especially if you are over 50.

As long...
Forum: Liveaboard's Forum 18-11-2019, 17:14
Replies: 542
Views: 55,271
Posted By thomm225
Re: Budget Be Damned

Okay.

At least you found what works for you.

I hoping I'll be able to chill out a bit like that when I reach 70 or so then maybe I can hang out at anchor for more than a day or two when...
Forum: Liveaboard's Forum 18-11-2019, 16:10
Replies: 542
Views: 55,271
Posted By thomm225
Re: Budget Be Damned

Slowly at 51?

That's a really young age to be easing into your day
Forum: Liveaboard's Forum 18-11-2019, 15:42
Replies: 542
Views: 55,271
Posted By thomm225
Re: Budget Be Damned

Wow. Just retired and not doing much of anything?

Hopefully you are taking classes and learning something new or maybe cruising the world as long as you are not just hanging out at a marina in...
Forum: Liveaboard's Forum 17-11-2019, 16:56
Replies: 542
Views: 55,271
Posted By thomm225
Re: Budget Be Damned

That's too bad.

You would get a real lesson on how fast the weather can change.

Plus, you are missing some beautiful weather and colors as the seasons change

My son was used to playing...
Forum: Liveaboard's Forum 17-11-2019, 14:32
Replies: 542
Views: 55,271
Posted By thomm225
Re: Budget Be Damned

That's great.

I was lucky at 39 years old to be able to move to an apartment 150' from the water (from 500 miles inland ) where I kept my two beach cats.

I seemed to always have two...
Forum: Liveaboard's Forum 17-11-2019, 13:46
Replies: 542
Views: 55,271
Posted By thomm225
Re: Budget Be Damned

Most of the Gods down this way park their 50' - 65' sailboats this time of year and rent an apartment here at the marina for $2500/month or so since they are a ways away from their homes.

As...
Forum: Liveaboard's Forum 14-08-2019, 17:20
Replies: 542
Views: 55,271
Posted By thomm225
Re: Budget Be Damned

Then there are those with far less than that maybe less than $25,000 that actually cruise the world and cross oceans...….

Not puttering along the ICW anchoring and stopping at Marinas bean...
Forum: Liveaboard's Forum 06-05-2019, 16:34
Replies: 542
Views: 55,271
Posted By thomm225
Re: Budget Be Damned

The purple hair thing seems to be catching.

This is Ivy Pochoda ......ex professional Squash player and current writer.

Even though she appears to be doing the purple hair thing...
Forum: Liveaboard's Forum 05-05-2019, 01:49
Replies: 542
Views: 55,271
Posted By thomm225
Re: Budget Be Damned

The difference is the farmer has to PAY for all the millions of dollars worth of equipment and also operate it at times when he isn't directing the remainder of his workforce. Then there's the...
Forum: Liveaboard's Forum 05-05-2019, 01:32
Replies: 542
Views: 55,271
Posted By thomm225
Re: Budget Be Damned

The difference between what you make and what the backhoe operator makes is the field you are in.

The backhoe operator has tons of drive. He probably busted his ass for a few years handling a...
Forum: Liveaboard's Forum 04-05-2019, 10:16
Replies: 542
Views: 55,271
Posted By thomm225
Re: Budget Be Damned

So, the sad thing is we have a couple newbie sailors sharing their cruising costs.

One paid over $100,000 for a sailboat to cruise the ICW and sail over to the Bahamas while the other spent...
Forum: Liveaboard's Forum 02-05-2019, 16:12
Replies: 542
Views: 55,271
Posted By thomm225
Re: Budget Be Damned

Tractor driving?

Do you know that on those two videos I showed involved about 2 million dollars worth of equipment and that's just the tractor, plow, and the three combines not to mention the...
Forum: Liveaboard's Forum 02-05-2019, 15:58
Replies: 542
Views: 55,271
Posted By thomm225
Re: Budget Be Damned

Ken you must be one hell of a nurse!

My mom was a nurse but in a different tax bracket
Forum: Liveaboard's Forum 02-05-2019, 12:22
Replies: 542
Views: 55,271
Posted By thomm225
Re: Budget Be Damned

Everyone suddenly is an expert investor that stayed in the market these last ten years and didn't get out or was forced out in 2008-2009

It's hard not to have done very well in the stock market...
Forum: Liveaboard's Forum 02-05-2019, 08:49
Replies: 542
Views: 55,271
Posted By thomm225
Re: Budget Be Damned

You might want to rephrase that to some of the young folks out there.

The young backhoe operator I saw this morning while stopped at a redlight may not be able to take time off and travel

Also...
Forum: Liveaboard's Forum 02-05-2019, 07:42
Replies: 542
Views: 55,271
Posted By thomm225
Re: Budget Be Damned

I guess my point was most of us "run the numbers' in our heads on a day to day basis be it in retirement or otherwise. It's a given

We just don't make a formal deal of it on paper that often
...
Forum: Liveaboard's Forum 02-05-2019, 06:57
Replies: 542
Views: 55,271
Posted By thomm225
Re: Budget Be Damned

At work I use excel (for reports and budget), for my personnel expenses, it's in my head or I scribble it out on paper

That for the house, apartment, boat, vehicles, and all the rest...
Forum: Liveaboard's Forum 02-05-2019, 06:54
Replies: 542
Views: 55,271
Posted By thomm225
Re: Budget Be Damned

When I mentioned luck, I talking about things that you really don't have control over such as medical problems with children, grown children, or other family members where you have to support which...
Forum: Liveaboard's Forum 02-05-2019, 06:43
Replies: 542
Views: 55,271
Posted By thomm225
Re: Budget Be Damned

A dock mate and I got a good lesson in this last weekend. He ask me if I'd seen the boat that just pulled in next to him at the end of the dock

I hadn't so we went and checked it out.

It was a...
Forum: Liveaboard's Forum 02-05-2019, 06:12
Replies: 542
Views: 55,271
Posted By thomm225
Re: Budget Be Damned

I think we all do that but if you are lucky enough to have come this far unscathed by large financial burdens (like huge medical bills/insurance for you or your family members, helping pay off...
Forum: Liveaboard's Forum 01-05-2019, 03:27
Replies: 542
Views: 55,271
Posted By thomm225
Re: Budget Be Damned

I am over it which is what that last email was about, but we did do lots of sailing/racing on all four of them ( 2 Nacras and 2 Hobie Cats) over a 15 year period starting in the early 90's including...
Forum: Liveaboard's Forum 30-04-2019, 15:24
Replies: 542
Views: 55,271
Posted By thomm225
Re: Budget Be Damned

Like I said before, I've completed my beach cat adventure, but I did assemble my 16'6" foldable kayak today and loaded it on the boat but was thinking I could actually "cruise" the ICW in this thing...
Forum: Liveaboard's Forum 29-04-2019, 16:14
Replies: 542
Views: 55,271
Posted By thomm225
Re: Budget Be Damned

Those that love their work are very lucky.

I'm thinking if you read the book Chicken Hawk, you will have good memories as I think you were a helo pilot....
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