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Forum: Dollars & Cents

05-04-2011, 07:20

Replies: 19

Boat Insurance: Agreed Value vs Actual Cash Value Policies

Views: 22,311

Posted By osirissail

Re: Boat Insurance: Agreed Value vs Actual Cash Value Policies

Problem is that the cruiser insurance business is too small so there are very few reputable companies in the market. With virtually little or no competition they have a "seller's market" and we are...

Forum: Dollars & Cents

05-04-2011, 06:54

Replies: 19

Boat Insurance: Agreed Value vs Actual Cash Value Policies

Views: 22,311

Posted By osirissail

Re: Boat Insurance: Agreed Value vs Actual Cash Value Policies

Doesn't work that way. When the adjustor/surveyor comes up with a number of dollars to repair the boat, that is not negotiable - you can only accept it or reject it.
- - The critical point is as SV...

Forum: Dollars & Cents

04-04-2011, 18:33

Replies: 19

Boat Insurance: Agreed Value vs Actual Cash Value Policies

Views: 22,311

Posted By osirissail

Re: Boat Insurance: Agreed Value vs Actual Cash Value Policies

There is a little zinger in the "agreed value" type polices that maybe an expert actually in the marine insurance business can clarify.
- - That is that your stated "agreed value" needs to be...

Forum: Dollars & Cents

04-04-2011, 08:25

Replies: 19

Boat Insurance: Agreed Value vs Actual Cash Value Policies

Views: 22,311

Posted By osirissail

Re: Boat Insurance: Agreed Value vs Actual Cash Value Policies

Actually "cash value" is known by simply looking it up in the BUC blue books. If your boat is not in the BUC blue books than they write "agreed value" policies. Considering how few insurance...

Showing results 1 to 4 of 4

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