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Search: Posts Made By: cyan
Forum: Liveaboard's Forum 22-12-2019, 13:32
Replies: 542
Views: 55,269
Posted By cyan
Re: Budget Be Damned

Yeah, probably not gonna scoop up CFP Francs, Fijian dollars, and Vatus as a hedge. Just gotta hide those US dollars somewhere when the ATM is not practical.
Forum: Liveaboard's Forum 22-12-2019, 11:46
Replies: 542
Views: 55,269
Posted By cyan
Re: Budget Be Damned

Seems like the AUD vs USD is now right in the middle of the highs (2:1) and lows (1:1) over the last 20 years, though.
It's interesting to consider exchange rates when planning to cruise. If one...
Forum: Liveaboard's Forum 28-11-2019, 11:23
Replies: 542
Views: 55,269
Posted By cyan
Re: Budget Be Damned

I think there is a middle ground between "sure fire" insider trading and a roulette even-bet. Information (non insider) can change your odds and its all out there- none of it rocket science. The...
Forum: Liveaboard's Forum 17-11-2019, 16:24
Replies: 542
Views: 55,269
Posted By cyan
Budget Be Damned

Lol, I never sail above 34 degrees lat unless that hemisphere is tilted accordingly. Cold? Not my jam.
Forum: Liveaboard's Forum 17-11-2019, 14:17
Replies: 542
Views: 55,269
Posted By cyan
Re: Budget Be Damned

The implication seems to be that having such land-living space is better than having much smaller boat-living space.
I downsized from 4000 to 1000 sq ft on land, and became happier in ways that I...
Forum: Liveaboard's Forum 09-07-2019, 14:01
Replies: 542
Views: 55,269
Posted By cyan
Re: Budget Be Damned

I don't think you really own a thread after you start it. When you originally post your 401(k) numbers, you'll get a discussion of investments. (Not sure where the farming videos fit in?)

Your...
Forum: Liveaboard's Forum 09-07-2019, 12:53
Replies: 542
Views: 55,269
Posted By cyan
Re: Budget Be Damned

Facebook receives compensation from its advertisers based upon customer clicks, a brand new business model just this century. Friendster, MySpace and Google+ are among many failed examples. Nobody...
Forum: Liveaboard's Forum 09-07-2019, 11:01
Replies: 542
Views: 55,269
Posted By cyan
Re: Budget Be Damned

Ah, but can you eat, hang, or admire on a wall: Facebook, Google, Netflix? No. Nor can you sell their shares unless someone is willing to buy, and some would say Facebook will be the first of the...
Forum: Liveaboard's Forum 06-05-2019, 11:56
Replies: 542
Views: 55,269
Posted By cyan
Re: Budget Be Damned

The US minimum wage was $3.35 in 1985, which is worth about $7.80 today.
The current minimum wage averages $8.48 among all states.
Last year, wages increased more than inflation, a free market...
Forum: Liveaboard's Forum 05-05-2019, 17:24
Replies: 542
Views: 55,269
Posted By cyan
Re: Budget Be Damned

Ok, I know the question was just for fun, but I got an answer today. I visited the assisted living home earlier, and I read a lot of this thread from my laptop to the nice old (sorry) lady (Jean)...
Forum: Liveaboard's Forum 03-05-2019, 19:17
Replies: 542
Views: 55,269
Posted By cyan
Re: Budget Be Damned

Nobody wants to live on the street as an old geezer, and most thinking people take steps to avoid such a fate. I'm simply suggesting that there is another very real danger that can be caused by...
Forum: Liveaboard's Forum 03-05-2019, 12:08
Replies: 542
Views: 55,269
Posted By cyan
Re: Budget Be Damned

This is SUCH an important point, and thank you for stating it!

It's a common complaint of mine...
We get bombarded by the financial cautionary words from all angles, especially from financial...
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