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Search: Posts Made By: exfishnz
Forum: Liveaboard's Forum 05-07-2008, 06:04
Replies: 164
Views: 17,356
Posted By exfishnz
The numbers don't look correct, I think I went up...

The numbers don't look correct, I think I went up instead of down :rolleyes: Let me re do 'em.

Edit: hopefully this time :)

ISK > AUD = -30.46%
ISK > USD = -21.92%
ISK > GBP = -21.40%
ISK >...
Forum: Liveaboard's Forum 05-07-2008, 05:39
Replies: 164
Views: 17,356
Posted By exfishnz
Yeah, but I wanted to see it on a year by year...

Yeah, but I wanted to see it on a year by year basis in an xls column :)

OK, the following is from xe.com. Note I've just used a desktop calc to the 2nd decimal only (re: percentage of change with...
Forum: Liveaboard's Forum 05-07-2008, 05:04
Replies: 164
Views: 17,356
Posted By exfishnz
You're not going to make me look up XE - The...

You're not going to make me look up XE - The World's Favorite Currency and Foreign Exchange Site (https://www.xe.com) now are you??? :)

I do understand your point about the ex rate. Also, things...
Forum: Liveaboard's Forum 05-07-2008, 04:49
Replies: 164
Views: 17,356
Posted By exfishnz
Yes I'm aware of the 72 rule. The inflation part...

Yes I'm aware of the 72 rule. The inflation part is also relative to where the purchasing is being done. Also, I did say gross :) (i.e. yet to minus any fee's, taxes etc)
Forum: Liveaboard's Forum 05-07-2008, 03:26
Replies: 164
Views: 17,356
Posted By exfishnz
Seafox, (as you may already know), just for...

Seafox, (as you may already know), just for kick's, I put 15% compounding through my xls, a deposit would double in 5yrs (gross).
Forum: Liveaboard's Forum 05-07-2008, 02:53
Replies: 164
Views: 17,356
Posted By exfishnz
I know what you mean, there's only so much you...

I know what you mean, there's only so much you can do in so much time :)

An xls I've got states that Iceland's lowest rate in this decade was 8% in Aug 04. Inflation over there is bit crazy but...
Forum: Liveaboard's Forum 05-07-2008, 01:49
Replies: 164
Views: 17,356
Posted By exfishnz
Yeah I think you're right mate :) That's probably...

Yeah I think you're right mate :) That's probably my fault for having "West Island" in my profile :) For those of you reading, West Island doesn't actually exist, its been a long running joke that OZ...
Forum: Liveaboard's Forum 05-07-2008, 00:21
Replies: 164
Views: 17,356
Posted By exfishnz
Its quite funny you mention that. Its amusing to...

Its quite funny you mention that. Its amusing to watch the bank economists qualify themselves on the late night financial news when they get it wrong. Nowaday's they seem to rate their opinion on a...
Forum: Liveaboard's Forum 04-07-2008, 23:33
Replies: 164
Views: 17,356
Posted By exfishnz
Read a financial article the other day (here in...

Read a financial article the other day (here in OZ) that stated that the local banks were drying up of credit due to the businesses taking up the available credit. I think at present one of the banks...
Forum: Liveaboard's Forum 04-07-2008, 22:22
Replies: 164
Views: 17,356
Posted By exfishnz
I reckon in 6 months the retail (the big 4 banks)...

I reckon in 6 months the retail (the big 4 banks) mortgage interest rate over here will cross 10%. We'll start seeing some really interesting listings then.

Where I currently live & work, property...
Forum: Liveaboard's Forum 04-07-2008, 10:31
Replies: 164
Views: 17,356
Posted By exfishnz
TaoJones, I just remembered of a mega yacht...

TaoJones,

I just remembered of a mega yacht being built for personal & charter use & then being sold shortly afterwards due to not getting enough charters for the operational costs. It was the...
Forum: Liveaboard's Forum 04-07-2008, 09:30
Replies: 164
Views: 17,356
Posted By exfishnz
If we're talking several hundreds of millions...

If we're talking several hundreds of millions then I agree.

Or maybe an ugly woman from China? :)

Btw: Have you noticed the increase of super/mega yacht sales on yachtworld?

PS. If you can...
Forum: Liveaboard's Forum 04-07-2008, 09:02
Replies: 164
Views: 17,356
Posted By exfishnz
We would be talking what? $100m (mega...

We would be talking what? $100m (mega millionaire) freehold assets?

OK, but wouldn't the flag have to be non US to shelter it from tax? Otherwise they may as well have the yacht owed by an...
Forum: Liveaboard's Forum 04-07-2008, 07:40
Replies: 164
Views: 17,356
Posted By exfishnz
Are the property prices based on the same...

Are the property prices based on the same suburbs? If so, then the figures are flawed. This sort of argument comes up all the time "downunder".

OK, a Ferrari can be had cheap or expensive...
Forum: Liveaboard's Forum 03-07-2008, 18:08
Replies: 164
Views: 17,356
Posted By exfishnz
This is the problem. Define "middle class" (low,...

This is the problem. Define "middle class" (low, mid & high), define "rich" etc etc.

I personally couldn't give a rats arse what anyone thinks about my financial status (or myself personally). I'm...
Forum: Liveaboard's Forum 03-07-2008, 17:48
Replies: 164
Views: 17,356
Posted By exfishnz
I also grew up similar (although am a bit younger...

I also grew up similar (although am a bit younger than the poster above ;) (Ex-Calif))

The most richest man I've personally met (as an old friend) to date, is very frugal. Has several freehold...
Forum: Liveaboard's Forum 01-07-2008, 21:35
Replies: 164
Views: 17,356
Posted By exfishnz
Guess that 's a bit ironic nowaday's :smiling: ...

Guess that 's a bit ironic nowaday's :smiling:

I think I read last month that's there's more billionaires in Moscow than New York, & with their oil reserves & significant amount of nuclear...
Forum: Liveaboard's Forum 01-07-2008, 21:02
Replies: 164
Views: 17,356
Posted By exfishnz
I agree. In a down-town, companies (well,...

I agree. In a down-town, companies (well, everyone) are trying to find ways to reduce their costs. Any products or services you offer (in their industry) that does this will get their attention.
...
Forum: Liveaboard's Forum 30-06-2008, 09:54
Replies: 164
Views: 17,356
Posted By exfishnz
G'day Ex-Calif, Not wanting to inflame your...

G'day Ex-Calif,

Not wanting to inflame your US loans debate thread, but am a bit curious of your comments.

That averages to 11 hrs p/day (7 day week), am I correct?

So a US college student...
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