Cruisers Forum
 

Go Back   Cruisers & Sailing Forums > Search Forums
Reload this Page Search Results
Cruiser Wiki Click Here to Login
Register Vendors FAQ Community Calendar Today's Posts Log in

Showing results 1 to 12 of 12
Search took 0.00 seconds. Search: Posts Made By: Paul L
Forum: Liveaboard's Forum 05-11-2013, 07:50
Replies: 509
Views: 36,794
Posted By Paul L
Re: Affordable Care Act - catastrophic plans cancelled

The hospital is required to treat the patient in the ER, but only as far as stabilizing them. Not any followup care or treatment.
Forum: Liveaboard's Forum 04-11-2013, 15:55
Replies: 509
Views: 36,794
Posted By Paul L
Re: Affordable Care Act - catastrophic plans cancelled

Yes, you could be wrong. Look at the plan details of the plan that you pick. Many are PPOs and list thousands of providers. The one I'm trying to sign up with in Washington state had the docs that I...
Forum: Liveaboard's Forum 04-11-2013, 14:17
Replies: 509
Views: 36,794
Posted By Paul L
Re: Affordable Care Act - catastrophic plans cancelled

That heart attack just might occur while you are visiting back in the US. So going bare does put your family assets at risk. The biggest caues of bankrupcy in the uS is still health care related. And...
Forum: Liveaboard's Forum 04-11-2013, 08:28
Replies: 509
Views: 36,794
Posted By Paul L
Re: Affordable Care Act - catastrophic plans cancelled

Its still a social service supplied by the government, whether you pay into it over lifetime via fees, taxes or work. VA health care is government supplied health care.
Forum: Liveaboard's Forum 04-11-2013, 05:29
Replies: 509
Views: 36,794
Posted By Paul L
Re: Affordable Care Act - catastrophic plans cancelled

You may think you got a deal with cash, but in reality if you were insured the insurance company would have paid even less, and medicare even less than that. So the cash payer pays the most in the US...
Forum: Liveaboard's Forum 03-11-2013, 09:53
Replies: 509
Views: 36,794
Posted By Paul L
Re: Affordable Care Act - catastrophic plans cancelled

We have a friend who had an unexpected and rare heart issue this summer. The bills are still rolling in, but so far it has exceeded US$600,000. Cash, check or insurance? You pick.
Forum: Liveaboard's Forum 03-11-2013, 08:45
Replies: 509
Views: 36,794
Posted By Paul L
Unhappy Re: Affordable Care Act - catastrophic plans cancelled

Easy, you take pain meds till the next open enrollment period. With a little bit of luck it will be less than 6 months.
Forum: Liveaboard's Forum 03-11-2013, 08:40
Replies: 509
Views: 36,794
Posted By Paul L
Re: Affordable Care Act - catastrophic plans cancelled

But that isn't the choice for most. The facts will be different for each person based on circumstances. What has changed for many US based cruisers is that they can get a policy for much less than...
Forum: Liveaboard's Forum 03-11-2013, 08:38
Replies: 509
Views: 36,794
Posted By Paul L
Re: Affordable Care Act - catastrophic plans cancelled

What do you mean by doesn't matter? I'm buying a policy for health insurance, not to avoid a $95 penalty. Like they say,m never make investment decisions based on saving taxes.
Forum: Liveaboard's Forum 03-11-2013, 06:34
Replies: 509
Views: 36,794
Posted By Paul L
Re: Affordable Care Act - catastrophic plans cancelled

Like most ex-pat policies sold to US residents, the pre-existing conditions are excluded. Many of these type policies have onerous pre-existing condition terms.
Forum: Liveaboard's Forum 03-11-2013, 05:46
Replies: 509
Views: 36,794
Posted By Paul L
Re: Affordable Care Act - catastrophic plans cancelled

Which would be about 40% less than what the current high deduct policy costs us.
Forum: Liveaboard's Forum 03-11-2013, 05:24
Replies: 509
Views: 36,794
Posted By Paul L
Re: Affordable Care Act - catastrophic plans cancelled

So have you tried to apply for the ACA subsidized policies? Of course it depends on your family income. For a family of 2 making up to about 55 or $60k, you get a decent discount on the policy. For...
Showing results 1 to 12 of 12

 
Forum Jump


All times are GMT -7. The time now is 19:57.

Contact Us - Cruisers & Sailing Forums - Sitemap - Community Rules - Terms of Service - Privacy - Accessibility - Top

Google+
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2024, vBulletin Solutions, Inc.
Social Knowledge Networks
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2024, vBulletin Solutions, Inc.
close

Privacy Guaranteed - your email is never shared with anyone, opt out any time.


ShowCase vBulletin Plugins by Drive Thru Online, Inc.