Insurance For Mooring Fields!!!

[Drift Woods]

Originally Posted by Cadence

I would think you would see it as beneficial to you. No one with $5 in their pocket is going to ram you and leave you holding the bag for repairs.

True, the owner of the boat that hit mine had insurance but the guy refused to tell anyone who the insurance company was. It took 5 day's but with the help of the marina we got the name.

[Dymaxion]

My local club required $1M insurance liability to join. Nearby clubs and fuel docks are entitled to refuse service without proof of liability (rarely done however) The difference to my premium for this $1M is pretty small and I certainly can't afford to pay for a sunken recovery or fuel spill. No complaints from me. Bigger question is how much liability coverage does the mooring field operator carry for when their gear fails.....?

[Cadence]

Originally Posted by Drift Woods

True, the owner of the boat that hit mine had insurance but the guy refused to tell anyone who the insurance company was. It took 5 day's but with the help of the marina we got the name.

I can't speak to that. Did he offer to payout of his pocket? A minimal amount of damage would make sense. Were you asked to get an estimate? That may have been his objective? He may not have wanted a claim filed and wanted to know his options? Not trying to defend him but a little one on one conversation may have shed an entirely different light on it? Or maybe he was trying to screw you?

[Drift Woods]

Originally Posted by Cadence

I can't speak to that. Did he offer to payout of his pocket? A minimal amount of damage would make sense. Were you asked to get an estimate? That may have been his objective? He may not have wanted a claim filed and wanted to know his options? Not trying to defend him but a little one on one conversation may have shed an entirely different light on it? Or maybe he was trying to screw you?

Actually the story I got was that he was trying to sell it cheap while we waited to find out who his insurance was.

[thinwater]

Originally Posted by Virginia Lee

Does anyone know why Dinner Key had so many failures? I moor at Crandon Marina on the other side of the bay, and there were very few boats lost. Specifically, I would like to know if the failure was the Dinner Key moorings, the responsibility of the City of Miami....

Only about 1% of the moorings failed, in conditions that were far beyond the design. So no, there is no evidence the mooring instaltation were anything other than first rate.

However, about 70% of the boats blew off moorings because the owner supplied portion failed.

• Most just chafed through.
• A few boats had other boats hit them tangle, and dragged them off.

A significant problem is that stock cleats just aren't big enough (the Dinner Key mooring pendants were 1-inch nylon, which is what the conditions called for for 35- to 40-foot boats. How many 35-foot boats are set up for 1-inch rope? How many owners rig pendants for those conditions?

https://www.practical-sailor.com/iss...s_12409-1.html

(I was involved in a review)

[Cadence]

Originally Posted by Drift Woods

Actually the story I got was that he was trying to sell it cheap while we waited to find out who his insurance was.

Trying to find out who his insurance company is, does sound suspect. I would think the marina would have that info. if that's a requirement. Oh well my wife might be doing their filing. :-)