My wife and I have cleared out all our possessions and placed our modest home on the market and will be making the move to the sailboat live aboard/cruising life.
Here is our details and plan that I would love some input on.
After house sale
and savings etc, I expect to clear about 60k. We will be shopping
a boat after sale
of the house in the 30k range. A production monohull
70-80s model. I am not locked in to a particular design, theres a million threads about sailboat purchases etc, as long as is a proven hull
design, in good structural condition, solid engine
, standing rigging
etc, we will find the best boat we like in florida
in our price
The left over funds will be invested for the post boat days.
We will start our for a year or two moored in marathon fl. I can make 40-50k/year working on shore, our goals for that time will be 1) Sailing training and practice, we as of now have no real sailing experience, we will invest in ASA
101/103/104 for the two of us, likely we will be hiring an experienced person to get us from boat purchase
to Marathon for that first voyage.
Sadly, due to our experience level, we will likely only have liability insurance
the first year, since getting insurance
for a 34-40ft sailboat for two people with zippo experience is an underwriters nightmare. Soooo presuming a hurricane
doesnt wipe us out, we get insurance as soon as we quailify.
Like I said, we will spend our first year or two when not working, day sailing
, weekending, maybe a week vacaion trip etc to increase our skill level and confidence. Beyond that I have decent experience with most fields of electrical
, carpentry etc etc, you know, I'm the extended families free handyman so I will learn, I love shop manuals
. I read shop manuals
for fun, so I will take apart and put back together every system and accessible function of the boat that first year and then do so again, fixing and upgrading wherever needed, or not needed if the cost/reward ratio suits me.
During this time, we intend to save at minimum half my income
and at the point we have 1-2 years cruising expense saved up, take off, enjoy a sabbatical/semi retirement
. Once fundage gets low, we will either return to the keys, or find another place we like and spend 1-2 years working from mooring
, upgrading/refurbing the boat etc as before, saving half the income
and wash rinse repeat.
My field, while not glamorous or high paying enables me to walk into any city or town in the US and have a 40k a year job quick and reliably.
We have not been, nor will ever be wealthy, heck, reaching middle class working and living on land no requires taking more from my quality of life than I'm willing to do, no one dies thinking they should have spent more time at work. We are both intelligent, hard working and willing to do everything reasonable ourselves.
We are both very keen on self sufficency and a lower key, less is more lifestyle. She's a great cook, and can make some great meals
with rice beans and a dash of salt
Our cruising would likely be limited to the East coast
of NA, Bahamas
, gulf coast
, maybe mexico/central america.
Likely no ocean passages ever. Most boats in our price
range would be a bit icky for such a thing, I do look at some true blue water
boats for the 70's, but for full time liveaboards, the 30 ft boats that are ocean capable in our price range are just to0 small.
Soooo... thoughts, advice? Does the plan seem sound enough overall? and anyone want to buy a 70k 3bd 2ba house o\just outside gainesville fl? haha.