I do have coverage for the area. I also would not go to Mexico without fishing or insurance coverage. They (like the US) can make life difficult if you ignore their laws.
Yeah, the different areas make their own "rules" for things but we smile & comply. I only had one issue in Mexico. I got hit up when came back from using Internet
cafe in San Carlos
(inside Mag Bay) for all sorts of "fees"
1) we got fuel
at pier so a pier usage fee. 2) anchor
fee (you ARE going to anchor
aren't you) and
then some fee for something else. Since they had me in their office ALONE (my husband was on the boat getting fuel
& waiting for me) I paid up. Then hurried back to boat & we got out- back to Belcher's Cove.
But I also got hit up somewhere in BF Wyoming when my alternator
went out & I was trying to get to Laramie. I had no gauges & an officer stopped me, said I was speeding & he was kind enough to take the ticket in for me if I had cash. No cash? Then I had to follow him & stay overnite in jail (with my 2 small boys) to wait for judge. I said " well that's what I gotta do". He then took a check & angrily let us go. He frightened me more than Mag Bay guy. There are bad guys all over, I guess.