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Forum: Monohull Sailboats

28-10-2014, 16:49

Replies: 98

FL Residents / Sailors - Need your help

Views: 16,673

Posted By BandB

Re: FL Residents/sailors: Need your help

And FL doesn't impact liability insurance at all. Even if you were to insure the hull, you would get very little coverage. It's value is very little in market terms.

Forum: Monohull Sailboats

28-10-2014, 15:58

Replies: 98

FL Residents / Sailors - Need your help

Views: 16,673

Posted By BandB

Re: FL Residents/sailors: Need your help

Getting it out of Florida isn't going to give you more options, I hate to tell you.

Did you do a budget of any sort on all this? I ask simply because if it's anything like I'm imagining the $600...

Forum: Monohull Sailboats

28-10-2014, 14:11

Replies: 98

FL Residents / Sailors - Need your help

Views: 16,673

Posted By BandB

Re: FL Residents/sailors: Need your help

A person with towing insurance can't get your boat towed. So you know of people who can do it and just aren't willing to pay the price? You didn't know buying this boat was going to be very...

Forum: Monohull Sailboats

27-10-2014, 14:19

Replies: 98

FL Residents / Sailors - Need your help

Views: 16,673

Posted By BandB

Re: FL Residents/sailors: Need your help

None of them cover salt water towing for $100. Tow Boat US starts at $149 for that and Sea Tow starts at $169.

Your point on salvage is a reminder. Your tow membership does not cover salvage. You...

Forum: Monohull Sailboats

27-10-2014, 12:35

Replies: 98

FL Residents / Sailors - Need your help

Views: 16,673

Posted By BandB

Re: FL Residents/sailors: Need your help

As neither has a silver plan, I'm not sure whether you have Sea Tow or Towboat US. Sea Tow's only lower plan than their Gold is a Lake Plan which covers, as the name implies, lakes only. Tow Boat US...

Forum: Monohull Sailboats

27-10-2014, 11:05

Replies: 98

FL Residents / Sailors - Need your help

Views: 16,673

Posted By BandB

Re: FL Residents/sailors: Need your help

No. Pre-existing conditions exclusion. Plus the nature of the tow doesn't fit anyway.

Forum: Monohull Sailboats

26-10-2014, 21:48

Replies: 98

FL Residents / Sailors - Need your help

Views: 16,673

Posted By BandB

Re: FL Residents/sailors: Need your help

Well, it's good they were open and honest so you could make a good judgment as to whether it was right for you or not. Abandoned boats are terribly expensive and problematic for marinas. Many of them...

Forum: Monohull Sailboats

26-10-2014, 21:28

Replies: 98

FL Residents / Sailors - Need your help

Views: 16,673

Posted By BandB

Re: FL Residents/sailors: Need your help

They would have given the boat away in exchange for assumption of responsibility for it. What was exchanged for the boat wasn't the money paid. It was more for the marina to pass the liability on to...

Forum: Monohull Sailboats

26-10-2014, 20:05

Replies: 98

FL Residents / Sailors - Need your help

Views: 16,673

Posted By BandB

Re: FL Residents/sailors: Need your help

No, they just want an insured tow company. That seems reasonable. This isn't him moving it himself, but hiring a tow company and they require the company be insured. Either of the companies I...

Forum: Monohull Sailboats

26-10-2014, 18:54

Replies: 98

FL Residents / Sailors - Need your help

Views: 16,673

Posted By BandB

Re: FL Residents/sailors: Need your help

Rest assured you are going to encounter the same rules and concerns in Annapolis. Marinas there want insurance too and the major tow and salvage companies are the same national companies.

I don't...

Forum: Monohull Sailboats

26-10-2014, 17:45

Replies: 98

FL Residents / Sailors - Need your help

Views: 16,673

Posted By BandB

Re: FL Residents/sailors: Need your help

Did you ask your broker? They should know the resources around.

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