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Search took 0.00 seconds. Search: Posts Made By: valhalla360
Forum: Seamanship & Boat Handling 02-03-2018, 11:08
Replies: 842
Views: 106,358
Posted By valhalla360
Re: Another Keel Lost; Another Capsize

You do realize that these are unsecured loans handed out to kids with no jobs or work history. About the only thing worse is a payday loan.

Interest rates and risk go hand in hand in a free market...
Forum: Seamanship & Boat Handling 24-02-2018, 07:49
Replies: 842
Views: 106,358
Posted By valhalla360
Re: Another Keel Lost; Another Capsize

I'm not suggesting we bring the institution back but....

As far as student loans, if you don't want to pay the debt, don't take the loans out. Of course, this is a situation where the free market...
Forum: Seamanship & Boat Handling 22-02-2018, 11:33
Replies: 842
Views: 106,358
Posted By valhalla360
Re: Another Keel Lost; Another Capsize

I've come across plenty of books that are poorly sourced and sometimes downright wrong. The danger is because someone got a publisher to accept it, people take it as truth.

Yeah, finding out about...
Forum: Seamanship & Boat Handling 20-02-2018, 15:37
Replies: 842
Views: 106,358
Posted By valhalla360
Re: Another Keel Lost; Another Capsize

In aviation, what do you do when a mountain is permanently shrouded in clouds and shifts in both height and position after every storm?

In many ways marine navigation is much tougher...of...
Forum: Seamanship & Boat Handling 20-02-2018, 04:20
Replies: 842
Views: 106,358
Posted By valhalla360
Re: Another Keel Lost; Another Capsize

These are classic "judgement proof" people. No jobs, no money, no assets.
- Until they get the gobegme fund money, it can't be attached.
- By the time the process plays out (months if not years...
Forum: Seamanship & Boat Handling 19-02-2018, 04:45
Replies: 842
Views: 106,358
Posted By valhalla360
Re: Another Keel Lost; Another Capsize

Local Knowledge: Use a variety of sources:
- Charts: If you see odd things, you need to be careful. Shifting bars are a common issue.
- Guides (paper and electronic): They often will recommend...
Forum: Seamanship & Boat Handling 18-02-2018, 03:24
Replies: 842
Views: 106,358
Posted By valhalla360
Re: Another Keel Lost; Another Capsize

If you are potty training a puppy and he drops a big one behind the couch, does he do better if you praise him for doing it behind the couch?

Pretty similar here. They did something stupid and got...
Forum: Seamanship & Boat Handling 18-02-2018, 03:21
Replies: 842
Views: 106,358
Posted By valhalla360
Re: Another Keel Lost; Another Capsize

If this is where I think it is, the bottom comes up very gradually, so you typically have noticed.

If 2-3kts knocked the keel off hitting a sandbar, it was coming off soon anyway. Then again, he...
Forum: Seamanship & Boat Handling 18-02-2018, 03:17
Replies: 842
Views: 106,358
Posted By valhalla360
Re: Another Keel Lost; Another Capsize

Usually, it is the captains responsibility to contact the bridge, not the other way around.

Not saying the tender couldn't have called them on the radio but not his responsibility and he wouldn't...
Forum: Seamanship & Boat Handling 15-02-2018, 05:15
Replies: 842
Views: 106,358
Posted By valhalla360
Re: Another Keel Lost; Another Capsize

Anyone hear if they had a working depth sounder?

Heading into a shallow shoaling inlet, a properly working sounder is critical.
Forum: Seamanship & Boat Handling 14-02-2018, 22:06
Replies: 842
Views: 106,358
Posted By valhalla360
Re: Another Keel Lost; Another Capsize

All depends:
- it probably doesn't make sense to carry replacement value insurance as the boat is worth so little. They have $10k into what was probably a $2-3k boat (pre-sinking), so knock off a...
Forum: Seamanship & Boat Handling 14-02-2018, 16:04
Replies: 842
Views: 106,358
Posted By valhalla360
Re: Another Keel Lost; Another Capsize

If they intentionally sunk the boat as part of an insurance scam what you describe makes sense. Or if everyone sank their boat after 2 months of premiums were paid.

The issue is insurance is about...
Forum: Seamanship & Boat Handling 14-02-2018, 01:43
Replies: 842
Views: 106,358
Posted By valhalla360
Re: Another Keel Lost; Another Capsize

Those who put in the same effort, have far more opportunity today.

I do see a lot of kids choosing no job over starting low and working their way up the ladder. Kind of reminds me of someone we've...
Forum: Seamanship & Boat Handling 14-02-2018, 01:30
Replies: 842
Views: 106,358
Posted By valhalla360
Re: Another Keel Lost; Another Capsize

Hard to put a list together as I quickly lose interest in blogs where they regularly beg for money, so I don't have them bookmarked for easy recall. But yeah, you do come across a fair number.

The...
Forum: Seamanship & Boat Handling 14-02-2018, 01:07
Replies: 842
Views: 106,358
Posted By valhalla360
Re: Another Keel Lost; Another Capsize

I think you may need to re-read it.

Someone suggested these kids were on the forum...it's not you is it?
Forum: Seamanship & Boat Handling 13-02-2018, 22:59
Replies: 842
Views: 106,358
Posted By valhalla360
Re: Another Keel Lost; Another Capsize

How was "oppurtunity stolen from them"? They quit their jobs.

No one is suggesting they have to live the "leave it to beaver" white picket fence lifestyle.

You keep telling people to calm down...
Forum: Seamanship & Boat Handling 13-02-2018, 22:54
Replies: 842
Views: 106,358
Posted By valhalla360
Re: Another Keel Lost; Another Capsize

"Down on your luck" to me implies you tried to do the right thing and luck just wasn't with you. Given the available info, this had very little to do with luck. To be successful would have required a...
Forum: Seamanship & Boat Handling 13-02-2018, 22:51
Replies: 842
Views: 106,358
Posted By valhalla360
Re: Another Keel Lost; Another Capsize

Judgement proof isn't an official legal term, it's a practical principal.

In theory, everything you say is true. Someone could spend hours and hours chasing them down and attaching and liening...
Forum: Seamanship & Boat Handling 13-02-2018, 02:05
Replies: 842
Views: 106,358
Posted By valhalla360
Re: Another Keel Lost; Another Capsize

Actually, not much point in filing bankruptcy. Based on the story, they have no assets and no intention of being a productive part of society. If they aren't taking out loans or buying insurance or...
Forum: Seamanship & Boat Handling 13-02-2018, 01:16
Replies: 842
Views: 106,358
Posted By valhalla360
Re: Another Keel Lost; Another Capsize

In theory, they all are supposed to be removed but those in channels are likely to get the most attention.
Forum: Seamanship & Boat Handling 13-02-2018, 01:12
Replies: 842
Views: 106,358
Posted By valhalla360
Re: Another Keel Lost; Another Capsize

The problem is these fools are what is refereed to as "judgement proof". If they have $90 total, you can get any judgement you like but they aren't paying squat, so yes, the taxpayer will cover the...
Showing results 1 to 21 of 21

 
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