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Forum: Cooking and Provisioning: Food & Drink 18-02-2024, 09:04
Replies: 9
Views: 1,316
Posted By Captain Graham
Re: Retained Heat Cooking

I cook at home with a crock pot because it is easy.
On my sailboat I like to us a pressure cooked and a towel.
Similar to what you do.

Cook the meal in the pressure cooked after it comes up to...
Forum: Cooking and Provisioning: Food & Drink 18-02-2024, 08:56
Replies: 43
Views: 5,504
Posted By Captain Graham
Do you cook using salt water while cruising?

I just watched a youtube video where the solo sailor cooked his meal using salt water.
He acted like he does it all the time and he said it saves water and salt.
He used his foot pump and I would...
Forum: Our Community 16-02-2024, 09:17
Replies: 395
Views: 49,254
Posted By Captain Graham
Re: Retirement - Managing your money

It looks like the US peaked at about 8.7% and Germany also peaked at about 8.7%

I used the charting tool at the site below, so I was estimating the numbers from reading the chart.
...
Forum: Our Community 12-02-2024, 10:22
Replies: 261
Views: 31,539
Posted By Captain Graham
Re: Why do cruisers quit cruising?

I joke with people that sailing is the most complicated way to got slow.

In my case I love going slow just setup the sailboat to self steer, go below make some muffins, a cup of tea and think...
Forum: Our Community 02-01-2024, 07:52
Replies: 395
Views: 49,254
Posted By Captain Graham
Re: Retirement - Managing your money

Not sure where you are getting your information from but the inflation rate for these countries are all higher than the US. (Nov 23 numbers)

USA-3.1
UK (Britain) - 3.9
France - 3.5
Germany -...
Forum: Our Community 23-12-2023, 11:21
Replies: 395
Views: 49,254
Posted By Captain Graham
Re: Retirement - Managing your money

That would be a good discussion.
I think the title of this threat lends for older people in retirement or near retirement to post.

Maybe you should start a thread asking how are you getting ready...
Forum: Our Community 23-12-2023, 09:29
Replies: 395
Views: 49,254
Posted By Captain Graham
Re: Retirement - Managing your money

Good point.
How that we have
1. A plan that we are comfortable with in both good and bad times.
2. Have a automatic cash flow into our checking account.
3. Only have to review the plan 4...
Forum: Our Community 23-12-2023, 08:21
Replies: 395
Views: 49,254
Posted By Captain Graham
Re: Retirement - Managing your money

I just started moving 3 years of withdrawals into a money market fund.
I am retiring in June 2024 so I am moving 1 years worth at a time.
Some details
In Dec I moved 1 years worth on money and...
Forum: Our Community 21-12-2023, 07:17
Replies: 395
Views: 49,254
Posted By Captain Graham
Re: Retirement - Managing your money

Thanks for the info.

I will be working in retirement about 30% of the time.
Winter Job - USCG Captain's Class - 4 classes - 10 days per class - 40 days total
Summer Job - teaching people how to...
Forum: Our Community 21-12-2023, 05:45
Replies: 395
Views: 49,254
Posted By Captain Graham
Re: Retirement - Managing your money

Not all of us can live off our good looks, you must be blessed.:smile:
Forum: Our Community 21-12-2023, 05:42
Replies: 395
Views: 49,254
Posted By Captain Graham
Re: Retirement - Managing your money

This is only true if you invest in individual stocks or get in and out of the market because you are trying to time the market.

The way to win in investing is to invest in index mutual funds...
Forum: Our Community 21-12-2023, 05:22
Replies: 395
Views: 49,254
Posted By Captain Graham
Re: Retirement - Managing your money

Here is another video explaining the bucket system and how he will use it in both a bull and bear market.
https://www.youtube.com/watch?v=2o72xcZ72Fk
Forum: Our Community 20-12-2023, 16:12
Replies: 395
Views: 49,254
Posted By Captain Graham
Re: Retirement - Managing your money

But you only know that in hindsight.

We know for a fact (not hindsight) that the stock market will come back.
Forum: Our Community 20-12-2023, 09:29
Replies: 395
Views: 49,254
Posted By Captain Graham
Re: Retirement - Managing your money

Sorry I did not explain myself clearly.
You do need to have money out of the market to be able to ride out the next bear market.
But you need to do this before the bear hits.

If you read the...
Forum: Our Community 20-12-2023, 09:10
Replies: 395
Views: 49,254
Posted By Captain Graham
Re: Retirement - Managing your money

Great point about waiting too long.
I have also had many friends and family die recently.
It does make you think and that is a big part of the reason I decided to retire in June 2024.
Forum: Our Community 20-12-2023, 09:02
Replies: 395
Views: 49,254
Posted By Captain Graham
Re: Retirement - Managing your money

Yes if you did not sell and lock in your losses.

But do understand that bear markets do happen and will happen.
So complaining about a bear market is like complaining about night time.
Accept it...
Forum: Our Community 20-12-2023, 07:36
Replies: 395
Views: 49,254
Posted By Captain Graham
Re: Retirement - Managing your money

The S&P is back to an all time high.
As bear markets go it was very short only 2 years.

Some people saw the 5% interest rates last year and moved some of their money from stocks to these interest...
Forum: Our Community 19-12-2023, 08:44
Replies: 0
Views: 399
Posted By Captain Graham
2024 Cleveland Boat Show-Ohio Marine Training

Boat shows in general are starting to come back.
This year the Cleveland Boat show has a Ohio Marine Training Center, where they have presentations about working in the Marine Industry.
I like the...
Forum: Our Community 03-12-2023, 08:13
Replies: 395
Views: 49,254
Posted By Captain Graham
Re: Retirement - Managing your money

Well this is the question that most people ask when talking about paying off their debt.
Based on the numbers alone some would say you are right.
You can earn money with the spread if everything...
Forum: Meets & Greets 02-12-2023, 18:03
Replies: 32
Views: 3,682
Posted By Captain Graham
Re: Hello! Wanted some thoughts/advice on co-owning a boat

Many Many years ago when I was in High School my friends dad was co-owner on a sailboat.
They were both partners in a business first.
Everything was good, they had already learned how to work...
Forum: Our Community 01-12-2023, 14:03
Replies: 395
Views: 49,254
Posted By Captain Graham
Re: Retirement - Managing your money

Sorry I did a poor job in explaining.
The calculations are correct I just misused some words.
The spousal benefit is calculated based on my wife's benefit plus a top off.

The point is if she...
Forum: Our Community 01-12-2023, 10:08
Replies: 395
Views: 49,254
Posted By Captain Graham
Re: Retirement - Managing your money

FYI Some information about the S&P 500 for those who where worried about the recent bear market.

High was about 4766 in late Dec 2021
Low was about 3583 in early Oct 2022
Today it is about 4590...
Forum: Our Community 09-11-2023, 08:28
Replies: 5
Views: 955
Posted By Captain Graham
Re: Seeking Advice for Sailing Journey - Sydney to Los Angeles

please do the following

1. A 56 ft sailboat is very large for 2 people.
1 on watch and 1 sleeping.
I would recommend 3 at min 4 hours on duty and 8 hours off duty.
I would also recommend you...
Forum: Monohull Sailboats 07-10-2023, 14:38
Replies: 32
Views: 4,118
Posted By Captain Graham
Re: Anyone have experience selling a boat by instalments?

I understand you want to sell your sailboat.
So your plan it what?
Keep the title until he pays the last payment.
If you keep the title just think what happens if the new operator (he is not the...
Forum: Engines and Propulsion Systems 07-10-2023, 14:12
Replies: 1
Views: 372
Posted By Captain Graham
Diesel Engine Surface Rust

Hello All,
I have a Westerbeke 20b two diesel engine on my Watkins 27 Sailboat.
2 years ago I cleaned the engine and removed the engine grease.
Some of the engine paint also flaked off.
The areas...
Showing results 1 to 25 of 467

 
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