Hiya Joe! Welcome aboard.
AFA crewing/bumming rides and RYA certs....all good
AFA securing a
boat.....
"Go small, go now". Find the smallest
boat you'd be willing to live with. Costs for operations,
repairs and additional
equipment go UP exponentially for every foot in length.
Cash is King.
Budget accordingly. ..1/3 for initial
purchase, 1/3 for immediate repair/upgrades necessary to get the boat safely moving. 1/3 for (at least) first year's expenses....insurance, mooring/docking
fees, consumables, off-season
storage.
Good
rigging and a sound
engine are more important than $10k in
electronics or a spendy
paint job.
A well found boat with good basics will get ya started right. Improvements can be added later.
HTH