WELCOME aboard, upsidedown.
As the local marina adviser, and know it all*, let me say that whilst it's a wise man who profits by his own experience, it's a good deal wiser one who lets the rattlesnake bite the other fellow.
* Like Dave Barry, "I can win an argument on any topic, against any opponent. People know this, and steer clear of me at parties. Often, as a sign of their great respect, they don't even invite me."
"If you didn't have the time or money to do it right in the first place, when will you get the time/$ to fix it?"