Hi everyone, great forum!
My wife of 23 years and I recently did the whole "what the hell are we doing with our lives" thing and decided it was time to plan for a new way of life. The kids
are grown or growing up, the youngest should be off to Uni in a couple of years and we want to get off the treadmill of routine daily life and enjoy ourselves for a while.
I've always loved the sea, boats and ships coming as I do from generations of shipbuilders and mariners. Sailed a fair bit (mostly in dinghies) in my youth but not for a lot of years as we live about as far from the sea as it's possible to get here in England!
The boss has never sailed but has a yearning to go to distant lands to see what there is to be seen.
Hmmm. I want to sail, she wants to travel. Sounds like a good starting point!
We've been pottering around the inland waterways on a variety of boats for the best part of 20 years so we're well versed in the ups and downs of boat ownership
Given our near total lack of experience and know how, we plan to both do the RYA Competent Crew qualification (1 week sailing under instruction) during 2007 followed by Day Skipper
(another week practical plus theory) either later in the year or early next year before buying a boat
Provisional plan is to downsize and release capital to purchase
a suitable boat
by selling the house (huge mortgage, loads of equity) and moving into much cheaper rented accomodation. We'll then buy the yacht and spend a couple of years fitting out and sailing weekends and holidays whilst still working full time before cutting the mooring
lines and setting off for big wide world.
We're not going to be big budget
cruisers though - when I say loads of equity that's relative to the cost of the mortgage. We'll need to spend as little as possible on buying
and fitting out the yacht and we'll hopefully have enough left for two to three years cruising plus a contingency fund before the money
runs out (although we plan to grab any legal
opportunity to top up the finances that comes our way as we go!)
I've enjoyed reading these forums
and learnt a lot from them so I figured it was time to come out of the woodwork and say hi. Now I'm here I'm bound to ask a load of dumb questions from time to time!