I'm in Pensacola
& spent time in Mobile. Just about all marinas along this stretch of the Gulf Coast
will require a minimum of $300,000 in liability. Ballpark is $900 a year for a typical liability policy.
In Mobile, you're looking at Dog River for marinas. There are some on the Eastern Shore and further south, but I timed the drive to my office in Mobile and during rush hour it was the same time to get to Eastern Shore marinas as it was to drive to a marina in Pensacola
. If you need to cross the Bayway, it's an hour minimum of drive time.