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Old 22-01-2022, 09:31   #1
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Some questions about living aboard....

Hi, so I am expecting a job offer in Halifax NS, I could sell my home and buy another one but I thought I might look into living aboard first for the following reasons;
1. Homes are expensive and I know it will burst, I don't want to buy something now for 359000 only to have it worth 239000 in 10 years.
2. Too many people getting wise to Van Lifers and causing **** for them. 5 years ago, boondocking and van life was under the radar now it seems like Government and Citizens are going out of their way to make life hard for these people. I guess bums on the street are better than working tax payers living in a van.
3. I always wanted a boat...
4. I hate mowing...
5. I don't feel like I need a lot of living space.
6. I'm tired of just living I want to live...

Some issues I think I will have;
1. Tools, Where do I put my tools?
2. Workshop\crafting place; My parents have a barn that I could probably build off and use as a shop for wood working but they are 2h out of Halifax
3. Motorcycle, what do I do with the motorcycle?
4. Mountain biking, what do I do with the mountain bike I still enjoy doing that for exercise and commuting to work.
5. Hiking and Camping, can my hiking and camping kit be used as my normal everyday boating kit? I am thinking sleeping bag instead of blankets, cooking kit instead of plates, etc... Maybe not an issue?
6. How do you get in and out of a kayak from a boat?
I do think I can work around these with some combination of self storage and family.

Some advantages
1. I don't think I will need a car, summer bike\motorcyle for commuting, winter transit
2. My I know how I will be spending my vacation time...
3. No housing tax, no mass depreciation when the bubble breaks, build skills, opportunities for adventure.
4. Less stuff!

Disadvantages
1. Cost? Maybe?
2. Laundry
3. Storage
4. It's all on me!
5. I could get myself killed

Other considerations
1. Storms.. What do I do when a storm comes? Hotel? Hunker down?
2. Heating a boat
3. How big? Nor'sea 27 or Warwick 42?
4. All the things I don't even know to consider...

So what am I getting myself into? and what else do I need to consider?
If I look at mortgage, property tax, utilities, car, ins, fuel, etc... how does it stack against, purchase cost, insurance, registration, storage fees, marina fees, maintenance, etc... Lets say I own the boat out right with no boat mortgage and lets say I have 25k to start and a 10k reserve.

Thank you in advance for any input and cheers!
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Old 22-01-2022, 09:39   #2
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Re: Some questions about living aboard....

Winter... snow... ice?
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Old 22-01-2022, 10:01   #3
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Re: Some questions about living aboard....

After living here 39 years winter, snow, ice, isn't new to me. I get it if it is something you don't want to deal with but I am looking for input from people who have so I can make an informed decision on if I want to deal with those challenges or not. Just pointing out "winter, snow, ice" isn't particularly helpful.
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Old 22-01-2022, 10:07   #4
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Re: Some questions about living aboard....

Quote:
Originally Posted by TangoKVictor View Post
After living here 39 years winter, snow, ice, isn't new to me. I get it if it is something you don't want to deal with but I am looking for input from people who have so I can make an informed decision on if I want to deal with those challenges or not. Just pointing out "winter, snow, ice" isn't particularly helpful.
But were they on a boat?

My brief post was to point out that these ARE issues for living aboard. It's not all like their effect while living on the land.

Specific to Halifax, where to moor and availability, especially over the winter.
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Old 22-01-2022, 10:20   #5
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Re: Some questions about living aboard....

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Originally Posted by TangoKVictor View Post
Hi, so I am expecting a job offer in Halifax NS, I could sell my home and buy another one but I thought I might look into living aboard first for the following reasons;

In the meantime, you might want to augment answers you get here by reading the 432 (or so) other threads on the same questions.

In general and FWIW, I think living aboard is not cheaper than living ashore... unless you're "camping aboard" and/or you don't count your labor time as part of the equation.

Sanitation issues would be a big wintertime deal down here; not sure what Canadian law is like on that topic.

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Old 22-01-2022, 10:21   #6
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Re: Some questions about living aboard....

Thank you for your insight, I will keep in mind that Atlantic Canada has a winter and that it is different on land than on water.
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Old 22-01-2022, 10:29   #7
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Re: Some questions about living aboard....

Quote:
Originally Posted by TangoKVictor View Post
Hi, so I am expecting a job offer in Halifax NS, I could sell my home and buy another one but I thought I might look into living aboard first for the following reasons;

1. Homes are expensive and I know it will burst, I don't want to buy something now for 359000 only to have it worth 239000 in 10 years.

2. Too many people getting wise to Van Lifers and causing **** for them. 5 years ago, boondocking and van life was under the radar now it seems like Government and Citizens are going out of their way to make life hard for these people. I guess bums on the street are better than working tax payers living in a van.

3. I always wanted a boat...

4. I hate mowing...

5. I don't feel like I need a lot of living space.

6. I'm tired of just living I want to live...



Some issues I think I will have;

1. Tools, Where do I put my tools?

2. Workshop\crafting place; My parents have a barn that I could probably build off and use as a shop for wood working but they are 2h out of Halifax

3. Motorcycle, what do I do with the motorcycle?

4. Mountain biking, what do I do with the mountain bike I still enjoy doing that for exercise and commuting to work.

5. Hiking and Camping, can my hiking and camping kit be used as my normal everyday boating kit? I am thinking sleeping bag instead of blankets, cooking kit instead of plates, etc... Maybe not an issue?

6. How do you get in and out of a kayak from a boat?

I do think I can work around these with some combination of self storage and family.



Some advantages

1. I don't think I will need a car, summer bike\motorcyle for commuting, winter transit

2. My I know how I will be spending my vacation time...

3. No housing tax, no mass depreciation when the bubble breaks, build skills, opportunities for adventure.

4. Less stuff!



Disadvantages

1. Cost? Maybe?

2. Laundry

3. Storage

4. It's all on me!

5. I could get myself killed



Other considerations

1. Storms.. What do I do when a storm comes? Hotel? Hunker down?

2. Heating a boat

3. How big? Nor'sea 27 or Warwick 42?

4. All the things I don't even know to consider...



So what am I getting myself into? and what else do I need to consider?

If I look at mortgage, property tax, utilities, car, ins, fuel, etc... how does it stack against, purchase cost, insurance, registration, storage fees, marina fees, maintenance, etc... Lets say I own the boat out right with no boat mortgage and lets say I have 25k to start and a 10k reserve.



Thank you in advance for any input and cheers!


Take reason 1 off your list. You donít know if/when that is going to happen, nobody does. I would suggest living on a boat because you want to is reason enough.

The other items are really dependent on what boat you get, but are all manageable.
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Old 22-01-2022, 10:34   #8
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Re: Some questions about living aboard....

Before you purchase and make plans, make sure you know of a club or marina that will let you live aboard during the winter. I think there is one in Halifax but not sure. And it's not ice free. Everything on the Dartmouth side is hauled or closed for onboard winter living.
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Old 22-01-2022, 10:41   #9
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Re: Some questions about living aboard....

Quote:
Originally Posted by ranger42c View Post
In the meantime, you might want to augment answers you get here by reading the 432 (or so) other threads on the same questions.
-Chris
I am, there is a lot to go through; I found out so far Armedale Marina has, or had, year round services. Dartmouth Marina came up as well. Got some links to some papers of people living aboard in NYC year round but their winter is a little warmer and a little shorter than ours.
Also got 2 suggestions for books to add to the collection.

Apparently tenting the boat in a clear plastic wrap is popular to help add an additional heat barrier and will act like a roof shedding snow that otherwise could build up and capsize the boat. Wooden hulls have the advantage of providing a little more insulation and thus less condensation. Finally the cooler you can stand it the better. If you can live with 15c room temp as opposed to 20c room temp you will save on fuel and have less issues with condensation and molds.

That is kinda where I am now...
As for cost I didn't think it would be cheaper per sey. I think buying a house now is not a good idea (especially if I don't know where I will be in 10 years) and renting is throwing your money away. If I can swing living aboard (lets say for 20% more than renting) then I at least come out with a boat.
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Old 22-01-2022, 10:53   #10
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Re: Some questions about living aboard....

I can tell you that here in Florida it's becoming mighty pricey to live on a boat these days.

Many marina's discourage "liveaboards" or otherwise have "liveaboard" limitations.

For your average 40 footer, liveaboard dockage can run over $1,000/month at some marina's, plus electricity, environmental fees, etc. If you are making boat payments on top of that, it takes a big bite out of your monthly check.

Boat insurance is also steadily going up.

Parking may be a long walk from the dock, something to consider when carrying groceries to the boat.

Many marina's offer storage rooms for personal junk, tools, etc...at a price off course...

Some marina's have a laundramat...other's require a trip down the road.

Heating or cooling your boat is a subjective matter. Large boats typically have a/c, smaller one's not. Heating is always a fire hazard.

While most storms are not a problem, a hurricane can certainly ruin your day.

Boats, like houses, require constant, and often expensive maintenance....haulouts, and so on.

Unless, boating is your thing, and you plan to go cruising one day, I don't see it as a viable "living" option. Owning and operating a boat requires some knowledge and experience, simply coming up with a list of "items" will not cut it.

No person here can give you an exact answer as everybody's situation will be different.

You sound young......youth is certainly an advantage.
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Old 22-01-2022, 11:03   #11
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Re: Some questions about living aboard....

If you canít work from the boat then rent a small apartment and work like crazy towards early retirement. Thatís kinda what I did.

If you can work from the boat then set off to paradise and be the one that makes everyone jealous.

I would not live aboard for a job ashore.
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Old 22-01-2022, 11:45   #12
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Re: Some questions about living aboard....

Get a small boat and try living on it for short periods weekends, vacations, etc and while anchored while still living on land.

That will tell you most everything you need to know.

That's what I did 11 years ago after owning many boats both power and sail.

Boat cost was $2,000 and I still have it and am still sailing and living on it for short periods of time.
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Old 22-01-2022, 11:48   #13
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Re: Some questions about living aboard....

I'm curious about wintering in Halifax Harbour as well. But to the OP, I think you have the right attitude, but you need a lot more experience before making the leap.
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Old 22-01-2022, 11:58   #14
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Re: Some questions about living aboard....

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Originally Posted by thomm225 View Post
Get a small boat and try living on it for short periods weekends, vacations, etc and while anchored while still living on land.
That could work actually, or I could live in it on land while it is trailered.
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Old 22-01-2022, 12:00   #15
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Re: Some questions about living aboard....

Armdale Yacht club allows year around living aboard. You might have to join the club to do so tho, or so i have been told.

Dartmouth Club allows living aboard most of the year but not winter - excuse is the docks are frozen. i know because i had a friend that tried to do it for several years and he had to camp out at his son's apartment for several months a year.

https://www.cruisersforum.com/forums...tia-46971.html

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