Sailing in a nutshell - Liveaboard, 1st boat, costs, super budget

[fstarocka]

Originally Posted by alansmith

Communications when down island gets more rudimentary. Plan on more expense and slower more spotty connections. U r light years ahead of me in knowledge base.

Another thing to consider are the fees for entrance into many islands as a gov't tax so to speak. Lots written.

The last thing is the most important. Big winds in shallow waters can be more than a tempest in a cup. Get caught in the wrong place at the wrong time....

thanks for these tips - ill def look into it right away.. as for the storms - ill def look into that as well - very informative thanks!

found this site, has great basic videos of sounding and signals / rules etc..

http://www.boaterexam.com/navigation...nsibility.aspx

[hsi88]

Why insure a $5,000 boat?

I have State Farm. It's $10.00/month for $500,000 liability, but I only have it because of the marina I'm at which stipulates insurance.

If you are going to cruise an old boat, save the insurance money for a backup boat.

So are you saying if your Marina did not require it, you would not carry liability insurance? What would you do if you hurt or killed someone with your boat? Without insurance, lawyers would chase you and your family down for the rest of your lives! I think liability insurance should be a minimum for self protection. I also carry an umbrella policy to cover the unknowns. I have too much to lose!

[thomm225]

Originally Posted by hsi88

So are you saying if your Marina did not require it, you would not carry liability insurance? What would you do if you hurt or killed someone with your boat? Without insurance, lawyers would chase you and your family down for the rest of your lives! I think liability insurance should be a minimum for self protection. I also carry an umbrella policy to cover the unknowns. I have too much to lose!

Yes, that is what I am saying.

I'm not racing this boat.

I sail singlehanded. The boat is very slow (Max speed I've hit is 7.2 knots)

I'm quite sure I'm not going to hurt anyone or hit a boat with all the experience I have racing sometimes 1' from other sailboats at 23 knots

It was also mentioned on the Atom Voyages website.

But you should worry and have insurance because I have seen lots of folks with very expensive, very large sailboats that were quite clueless as to how to sail them

[brianlara 3]

Thomm.
My boat is tiny compared to your Bristol.
But crap can happen to me despite having been on the hook 27x7 for six years and so I suspect the miniscule amount I spend on P/liab insurance is less than my annual tea-bag costs.
Just FWIW.
Sure Bro, your money/decision.
Best wishes.

[thomm225]

Originally Posted by brianlara 3

Thomm.
My boat is tiny compared to your Bristol.
But crap can happen to me despite having been on the hook 27x7 for six years and so I suspect the miniscule amount I spend on P/liab insurance is less than my annual tea-bag costs.
Just FWIW.
Sure Bro, your money/decision.
Best wishes.

You misunderstood. I have insurance. I responded to that other guy as a hypothetical

Btw, what company built your boat?

[brianlara 3]

Sorry, I'm slow!