Rental Car for trip home - what to do?

[sailorboy1]

Originally Posted by carlylelk

We're liveaboards, and we're trying to arrange a trip home. The rental car insurance is crazy expensive, is there any way of cutting that cost?

We are listed as drivers on our daughter's car insurance (because she was on ours before we got rid of a car and became cruisers). We have rental car coverage as part of that and it was pretty cheap for the year.

[Larry Florida]

Originally Posted by sailorboy1

We are listed as drivers on our daughter's car insurance (because she was on ours before we got rid of a car and became cruisers). We have rental car coverage as part of that and it was pretty cheap for the year.

This is a very good solution if available to the OP. I added my fiancee to my Florida policy, which includes collision, for less than $100 a year.

[Saaabb]

Hola,

Have you look at an "umbrella coverage" that cost 100 or 200$ per year per million of coverage for mainly anything that can happen?

[carlylelk]

Originally Posted by Cadence

At that $1100 for insurance, if the rental is on top of that, Fly.it might be cheaper?

We checked that and it is way cheaper. So we're off to fly the friendly skys!

Duane

[valhalla360]

Originally Posted by sailorboy1

We are listed as drivers on our daughter's car insurance (because she was on ours before we got rid of a car and became cruisers). We have rental car coverage as part of that and it was pretty cheap for the year.

No idea if that works for the OP but that's a great idea if you have someone you trust and trusts you enough.

One thing for cruisers who might only be out for a year or two, is if you sell the cars and drop all insurance when you come back you get a minimum of 6months where they treat you as if you have no insurance history and charge basically double the normal rates, so if there is a cheap way to maintain status as someone who has had insurance, it can be well worth it.