Originally Posted by sailorboy1
We are listed as drivers on our daughter's car insurance (because she was on ours before we got rid of a car and became cruisers). We have rental car coverage as part of that and it was pretty cheap for the year.
No idea if that works for the OP but that's a great idea if you have someone you trust and trusts you enough.
One thing for cruisers who might only be out for a year or two, is if you sell the cars and drop all insurance when you come back you get a minimum of 6months where they treat you as if you have no insurance history
and charge basically double the normal rates, so if there is a cheap way to maintain status as someone who has had insurance, it can be well worth it.