As we were getting ready to cut the dock
lines, I found Sailorboy's monthly posts listing his cruising expenses were very helpful as a real world example of the costs of cruising. In the interest of paying it forward, I thought I'd list our monthly expenses for those who are dreaming and planning as we once were.
As background, we are a middle-aged couple (I'm 49, Mr. cthoops is 59) and we are cruising full-time on our 1977 Bristol 29.9. This is our second boat
and we've spent the last few years sailing her in the summer and refitting during the winter.
We left our home port of Groton, CT on Monday, September 3rd and went to Block Island, then Narragansett Bay while we waited to see what Hurricane
Florence would do. We were also waiting for a weather
window to hop offshore
to Cape May, but after a few weeks when that didn't appear we decided to go inside down Long Island Sound
. We are currently anchored in Oyster
Here's what we spent in September, keeping in mind that Mr. cthoops has congestive heart failure so we don't drink alcohol (his cardiologist says no) and we rarely eat out (because of his sodium restrictions):
: $4,726.23 - this amount includes the cost to Cobra my health insurance
plan from October - December. We will be signing up for Connecticut's health
exchange so the cost will go down dramatically beginning in January.
(2 phones, one iPad
data plan, iCloud storage
, and a Garmin
inReach subscription): $110.99
Last pro-rated internet
bill from our apartment: $9.99
: $121.75 - this includes a $100 deposit to the UPS Store which they will draw from when we have mail forwarded to us.
: $90 - this is a flat amount to account for the increase in our premium when we added a rider for the Bahamas
and increased our boat's declared value.
Boat stuff: $318.19 - this amount is for 2 handheld VHF
radios (the old ones died a week after leaving), supplies for our water
catch, a 12v plug inverter
to recharge the computer, carabiners and lines to make a dinghy
hoist, ten oil
diapers, a 5 gallon collapsible water
jug, a chain hook, two velcro wraps, electric
cable anti-chafe, two fuses
, and a 9v battery
for the multimeter.
Times subscription: $20.20
: $51.36 - this is the difference between the refund for cancelling our policy when we sold our car and the premium for our non-owner policy which will keep us out of the high-risk pool should we purchase
another car in the future.
Annual subscriptions: $82.79 - This is a one-time annual payment to upgrade our PredictWind app and a one month upgrade for our SailFlow app.
Random: $17.08 - this amount includes dominoes game
, a tea kettle to replace the one that broke, and other miscellaneous amounts
I hope this is helpful.