My late wife and I lived aboard our 45' cutter
at Horn Point Harbor (the next marina farther out into the mouth of Back Creek) for 5 years in the late '80s. We were just inside the end of the breakwater there and generally had no problem with weather-related rough water
or wakes. There was one severe, long-lived nor'easter during the five years that put the docks about 6" under water (water piling up on the western shore of the Bay from several days of easterly winds) and required constant tending of lines, but that was about it. Once, we -- along with everyone else -- had to evacuate the marina and head
up the Severn for a couple of nights under the threat of one big hurricane
that ended up being pretty much a no-show.
I'm familiar with the row of slips you would be in, and I think it is adequately protected from the weather
, but an occasional inconsiderate wake might be more of a problem. Back Creek is predominantly sail and the traffic is pretty leisurely, but a big boat pushing the speed limit might slosh you around a bit.
We heated back then with two or three electric space heaters (usually two) and a Paul Luke wood-burning fireplace mostly for the cozy effect and to keep things dry. We installed a second 30A shore power
circuit just for the heaters.
Back then, our biggest annoyance in the summer was the stench off the dumpsters full of crab waste at the McNasby Oyster
Company when it was still in operation (now the Chesapeake Maritime Museum) and the breeze was coming from the wrong direction. Occasionally the wind
would shift to another noxious direction and give us a whiff of the Annapolis sewage disposal plant not too far away on the other side of the creek. I suspect they've made some technological improvements by now to mitigate that problem, particularly with all the high-priced condos in the neighborhood.