We have a similar dilemma. We really like cats. We learned on cats. Cats are all we know. It seems like we can get a descent cat for 350-450ish. If we are willing to make some
trade offs/sacrifices we have seen some really nice monos for 100-200ish. It feels like monos are around half the
price. Not sure what boats folks claiming they’re the same
price are looking at but I’d love to know.
Can you spend some time aboard each and make a more informed decision?
We are leaning towards the mono now thinking we are better off with the
money in hand. Plus we can be in a newer
boat which we hope would lead to less
maintenance for a while.
There are some solutions to some of the mono things we dislike. For example there are devices for reducing rolling at
anchor. There are monos with shallower
draft which was one reason we wanted a cat. I have a bad back so heeling and climbing down a ladder seems awful for that but there are monos with
deck saloons and I suppose you can always reduce the heeling a bit if need be. We like having two engines for redundancy/safety but there are ways to use your
tender engine in an
emergency.
We have been taking professional coaching from a
family that has been circumnavigating and
living aboard for like 11+ years. Their suggestion is to go for the mono and have more cash. They’ve been on several monos/use to
race and feel like the
trade offs aren’t as bad as some make them out to be and that some of the claims for cats aren’t always true. I think there are lots of gray areas. For example everyone says cats are faster. Maybe they generally are but not all cats are faster than all monos. Depending on the cat or mono you buy. Plenty of cats that won’t keep up with some monos and vice versa. The motion on some cats can be worse than the motion on some monos and vice versa depending on how well they’re designed etc. Some folks prefer the motion of cats and some prefer the motion on monos. Hard to tell if they’ve been on a good cat or bad mono and if the sea state/points of sail etc. were similar when folks make those comparisons. Lots of variables unless they’ve spent significant time on each and even then it’s not always a fair comparison. If they prefer monos it might be that they were on a really well designed mono with good sea manners and had a poorly designed cat that slams etc.
Lots to consider but it feels like if you’re able to make a short list and spend time on a cat or two and a mono or two that interests you... you should be able to make a more informed decision as to which is the best fit for you.
Best of luck!