My wife and I are Canadian so we are covered but not for out of country stuff. Recently got 2 quotes for 6 months out of country. The quote from RBC Insurance
( Canadian) was 2200 CDN. The quote from a US carrier was 10,500 US. Big difference.
Part of the difference that RBC will get you stabilized and fly you back to Canada
but there is 10 million basic coverage.
I would not travel in the US without insurance. My brother-in-law had insurance but unfortunately the travel agent made a mess of it and he was not covered when he had a motorcycle accident
. In the hospital for exactly 3.5 days. Had a foot amputated. Cost 186k US. This was only the hospital bill. The bill from the doctors at the hospital was no in that and neither was the chopper flight from the highway.