Month 52 Expenses of Cruising and Living on the Boat

[riverwave]

Originally Posted by sailorboy1

Well it cost me $750 for sales tax and registration. The first 6 months I spent $380 on insurance and look after i get my refund it will be another $100 on insurance. I spent about $40 on maintenance and sold the car for $350 less than i paid for it (took 4 hours and i probably could have done better if i had felt like messing around doing it).

So that is $1650 it cost me over 7 months. The question going in was if that would work out enough to offset a weekly rental once in a while plus Uber/cabs/buses enough for the connivence to be worth it.

Yes it make a lot sense for a longer stay...
For short visit, I guess E-Bike should be good enough

[Gadagirl]

Originally Posted by sailorboy1

The biggest assumption that has proven wrong are boat costs. Boat costs are more than expected. Other than medical everything else is semi “controllable” based on choices I make. I still try to maintain $3k/mo as a target in general with an allowance for “stuff” that I now understand will always happen, just be different each month.

How much more? I cherish you and others that post budgets. So much gratitude from me. I Was planning $6k a year, after a proper refit before leaving (and that counts too;-) I'll have a seperate account/budget for pre cruise costs) So maintenance on a 30-38' boat per year I have in mind a 6k per year budget. Also planning to set aside seperate $20-30k for the 10-20 year big items on other unseen emergencies. Does 6k seem reasonable to you or others that have experience?

[MultiCountryDon]

Great contribution to the forum Sailorboy.
Thanks

[Jamesiv1]

Yikes. More than I was thinking....

[Jamesiv1]

Originally Posted by sailorboy1

General Living - Food, soda, alcohol, clothing, sundries, other - $ 1,845.17
Boat costs - upgrades, repairs, maintenance - $ 248.42
Fuel (diesel, gas, propane) - $ 50.34
Dining and drinking out - $ 397.95
Entertainment - $ 382.04
Communication, storage, shipping - $ 147.62
Fees – $ -48.81
Marina - $ 348.30
Electric - $ 0
Medical - $ 13.00
Transportation and travel - $ -2,196.74
Gifts - $ 463.72
Water - $ 0
Registration - $ 0
Insurance - $ 409

Thanks for sharing sailorboy. Much appreciated.

Could you break down the $409 insurance?

[sailorboy1]

Originally Posted by Gadagirl

How much more? I cherish you and others that post budgets. So much gratitude from me. I Was planning $6k a year, after a proper refit before leaving (and that counts too;-) I'll have a seperate account/budget for pre cruise costs) So maintenance on a 30-38' boat per year I have in mind a 6k per year budget. Also planning to set aside seperate $20-30k for the 10-20 year big items on other unseen emergencies. Does 6k seem reasonable to you or others that have experience?

$6k/yr for the boat? I want to answer your question as “in my option” applies. But i don't think I understand it.

[sailorboy1]

Originally Posted by Jamesiv1

Thanks for sharing sailorboy. Much appreciated.

Could you break down the $409 insurance?

Sure

Last month i paid $409 for boat insurance. In a few months I will pay some more.

is there more expected?

[Cthoops]

Glad having the car worked out so well!