Originally Posted by sailorboy1
The biggest assumption that has proven wrong are boat
costs are more than expected. Other than medical
everything else is semi “controllable” based on choices I make. I still try to maintain $3k/mo as a target in general with an allowance for “stuff” that I now understand will always happen, just be different each month.
How much more? I cherish you and others that post budgets. So much gratitude from me. I Was planning $6k a year, after a proper refit
before leaving (and that counts too;-) I'll have a seperate account/budget for pre cruise
costs) So maintenance
on a 30-38' boat per year I have in mind a 6k per year budget
. Also planning to set aside seperate $20-30k for the 10-20 year big items on other unseen emergencies. Does 6k seem reasonable to you or others that have experience?