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Old 20-01-2021, 15:33   #16
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Re: Month 52 Expenses of Cruising and Living on the Boat

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Well it cost me $750 for sales tax and registration. The first 6 months I spent $380 on insurance and look after i get my refund it will be another $100 on insurance. I spent about $40 on maintenance and sold the car for $350 less than i paid for it (took 4 hours and i probably could have done better if i had felt like messing around doing it).

So that is $1650 it cost me over 7 months. The question going in was if that would work out enough to offset a weekly rental once in a while plus Uber/cabs/buses enough for the connivence to be worth it.
Yes it make a lot sense for a longer stay...
For short visit, I guess E-Bike should be good enough
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Old 20-01-2021, 16:06   #17
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Re: Month 52 Expenses of Cruising and Living on the Boat

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The biggest assumption that has proven wrong are boat costs. Boat costs are more than expected. Other than medical everything else is semi “controllable” based on choices I make. I still try to maintain $3k/mo as a target in general with an allowance for “stuff” that I now understand will always happen, just be different each month.
How much more? I cherish you and others that post budgets. So much gratitude from me. I Was planning $6k a year, after a proper refit before leaving (and that counts too;-) I'll have a seperate account/budget for pre cruise costs) So maintenance on a 30-38' boat per year I have in mind a 6k per year budget. Also planning to set aside seperate $20-30k for the 10-20 year big items on other unseen emergencies. Does 6k seem reasonable to you or others that have experience?
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Old 20-01-2021, 16:14   #18
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Re: Month 52 Expenses of Cruising and Living on the Boat

Great contribution to the forum Sailorboy.
Thanks
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Old 20-01-2021, 16:53   #19
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Re: Month 52 Expenses of Cruising and Living on the Boat

Yikes. More than I was thinking....

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Old 20-01-2021, 16:57   #20
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Re: Month 52 Expenses of Cruising and Living on the Boat

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General Living - Food, soda, alcohol, clothing, sundries, other - $ 1,845.17
Boat costs - upgrades, repairs, maintenance - $ 248.42
Fuel (diesel, gas, propane) - $ 50.34
Dining and drinking out - $ 397.95
Entertainment - $ 382.04
Communication, storage, shipping - $ 147.62
Fees – $ -48.81
Marina - $ 348.30
Electric - $ 0
Medical - $ 13.00
Transportation and travel - $ -2,196.74
Gifts - $ 463.72
Water - $ 0
Registration - $ 0
Insurance - $ 409
Thanks for sharing sailorboy. Much appreciated.

Could you break down the $409 insurance?
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Old 20-01-2021, 17:08   #21
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Re: Month 52 Expenses of Cruising and Living on the Boat

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How much more? I cherish you and others that post budgets. So much gratitude from me. I Was planning $6k a year, after a proper refit before leaving (and that counts too;-) I'll have a seperate account/budget for pre cruise costs) So maintenance on a 30-38' boat per year I have in mind a 6k per year budget. Also planning to set aside seperate $20-30k for the 10-20 year big items on other unseen emergencies. Does 6k seem reasonable to you or others that have experience?
$6k/yr for the boat? I want to answer your question as “in my option” applies. But i don't think I understand it.
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Old 20-01-2021, 17:10   #22
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Re: Month 52 Expenses of Cruising and Living on the Boat

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Thanks for sharing sailorboy. Much appreciated.

Could you break down the $409 insurance?
Sure

Last month i paid $409 for boat insurance. In a few months I will pay some more.

is there more expected?
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Old 23-01-2021, 14:36   #23
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Re: Month 52 Expenses of Cruising and Living on the Boat

Glad having the car worked out so well!
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