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Old 15-12-2020, 07:00   #1
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Month 51 Expenses of Cruising and Living on the Boat

Posting this on a Tuesday Morning, it's bound to get lost

Spent the month on a mooring in Marathon/Boot Key. Going to be here at least another month as we watch how the Bahamas responses to the virus and cruisers return, and we come up with a plan for the year.

General living - Grocery, beer, supply runs, sundries, “other” etc. for the month were “normal”. Maybe a little high as I stocked the liquor cabinet, drank it, restocked it.

Boat costs were low. Can’t off the top of my head even remember what it was.

Dining out and entertainment costs were normal-high range with get togethers with our fellow boat scum and Happy Hours off the boat in general.

Communication was cell phones with internet and data.

Marina cost was a month at Boot Key/Marathon.

Medical/dental was monthly ACA plan premium, plus the prepaid for next year’s premium. There was also $348 in copays from physical therapy from earlier in the year and a deductible from some tests.

Transportation costs were gas and tolls for the car, plus $394 for the insurance for the next 6-months.

The total expenses were $ 3,229.03. Cost breakdown as follows for planners and hecklers and spreadsheet attached:

General Living - Food, soda, alcohol, clothing, sundries, other - $ 1,146.26
Boat costs - upgrades, repairs, maintenance - $ 79.81
Fuel (diesel, gas, propane) - $ 41.75
Dining and drinking out - $ 599.76
Entertainment - $ 65.21
Communication, storage, shipping - $ 97.62
Fees – $ -45.1
Marina - $ 348.30
Electric - $ 0
Medical - $ 500.61
Transportation and travel - $ 394.81
Gifts - $ 47.99
Water - $ 12.6
Registration - $ 0
Insurance - $ 0
Attached Files
File Type: xls Money spent cruising.xls (73.5 KB, 169 views)
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Old 15-12-2020, 07:23   #2
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Re: Month 51 Expenses of Cruising and Living on the Boat

Looks like you are settling in to the $3K average/mo.

Unless you start breaking things or feel the need to do upgrades (increase your boat costs), you are doing well to keep you overall expenses at a modest level.
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Old 15-12-2020, 07:49   #3
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Re: Month 51 Expenses of Cruising and Living on the Boat

Never thought I’d read these because we all have our own budgets.

But wouldn’t you know... I’m now addicted. Ha ha.

Thank you for posting these. They’re really interesting.
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Old 15-12-2020, 16:27   #4
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Re: Month 51 Expenses of Cruising and Living on the Boat

And here I was trying for more information over entertainment
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Old 16-12-2020, 05:39   #5
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Re: Month 51 Expenses of Cruising and Living on the Boat

Quick question: Captain and 1 crew?
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Old 16-12-2020, 07:58   #6
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Re: Month 51 Expenses of Cruising and Living on the Boat

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Quick question: Captain and 1 crew?
An Admiral and 1 worker
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Old 16-12-2020, 08:12   #7
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Re: Month 51 Expenses of Cruising and Living on the Boat

Thanks for the update. And yeah - I'm not one of those people that will ever call a spreadsheet entertaining, but the information is very valuable.

My wife and I will have a base income of about 3k a month, so it's actually extremely relevant to us to see you're consistently in that ballpark.
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Old 16-12-2020, 08:12   #8
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An Admiral and 1 worker
Will you be sleeping in the saloon tonight.???
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Old 16-12-2020, 09:34   #9
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Re: Month 51 Expenses of Cruising and Living on the Boat

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Will you be sleeping in the saloon tonight.???
Who says I am not the admiral

Besides the worker recently got promoted to their current rank, from slave.
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Old 16-12-2020, 10:30   #10
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Re: Month 51 Expenses of Cruising and Living on the Boat

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An Admiral and 1 worker
Well played Sir.

I appreciate you taking the time to keep us informed.
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Old 16-12-2020, 11:01   #11
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Re: Month 51 Expenses of Cruising and Living on the Boat

Thank you once again! As we get closer, you information becomes more and more useful!
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Old 17-12-2020, 06:38   #12
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Re: Month 51 Expenses of Cruising and Living on the Boat

The work you have done is truly valuable for many cruisers - Thank You. I was especially interested in the used Spectra 150 watermaker, and your experience with it? Are you happy with it?
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Old 17-12-2020, 07:16   #13
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Re: Month 51 Expenses of Cruising and Living on the Boat

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I was especially interested in the used Spectra 150 watermaker, and your experience with it? Are you happy with it?
So far, only have been using about a month. I kind of wish it was faster/higher capacity. Due to sun conditions I have still had to run the Honda to make up the power lots of times. But I would have had to run it to make up for reduced solar charging anyway and feel I am running it less than I would have if I had to do that plus run an AC WM (couldn't do both at same time). I am OK with and have left it running and left the boat, which I seriously doubt I would if running a generator for an AC system.

It is the age old WM argument.
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Old 17-12-2020, 13:51   #14
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Re: Month 51 Expenses of Cruising and Living on the Boat

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Originally Posted by sailorboy1 View Post
...

Grocery, beer, supply runs, sundries, “other” etc. for the month were “normal”. Maybe a little high as I stocked the liquor cabinet, drank it, restocked it.



Boat costs were low. Can’t off the top of my head even remember what it was.

...



These two items may be related.
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Old 18-12-2020, 07:04   #15
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Re: Month 51 Expenses of Cruising and Living on the Boat

Liquor restocking probably more to do with my cockpit being big so it gets its share of group sundowners.
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