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15-12-2020, 07:00
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#1
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S/V rubber ducky
Join Date: Jul 2007
Location: Bahamas cruising currently
Boat: Hunter 410
Posts: 17,659
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Month 51 Expenses of Cruising and Living on the Boat
Posting this on a Tuesday Morning, it's bound to get lost
Spent the month on a mooring in Marathon/Boot Key. Going to be here at least another month as we watch how the Bahamas responses to the virus and cruisers return, and we come up with a plan for the year.
General living - Grocery, beer, supply runs, sundries, “other” etc. for the month were “normal”. Maybe a little high as I stocked the liquor cabinet, drank it, restocked it.
Boat costs were low. Can’t off the top of my head even remember what it was.
Dining out and entertainment costs were normal-high range with get togethers with our fellow boat scum and Happy Hours off the boat in general.
Communication was cell phones with internet and data.
Marina cost was a month at Boot Key/Marathon.
Medical/dental was monthly ACA plan premium, plus the prepaid for next year’s premium. There was also $348 in copays from physical therapy from earlier in the year and a deductible from some tests.
Transportation costs were gas and tolls for the car, plus $394 for the insurance for the next 6-months.
The total expenses were $ 3,229.03. Cost breakdown as follows for planners and hecklers and spreadsheet attached:
General Living - Food, soda, alcohol, clothing, sundries, other - $ 1,146.26
Boat costs - upgrades, repairs, maintenance - $ 79.81
Fuel (diesel, gas, propane) - $ 41.75
Dining and drinking out - $ 599.76
Entertainment - $ 65.21
Communication, storage, shipping - $ 97.62
Fees – $ -45.1
Marina - $ 348.30
Electric - $ 0
Medical - $ 500.61
Transportation and travel - $ 394.81
Gifts - $ 47.99
Water - $ 12.6
Registration - $ 0
Insurance - $ 0
__________________
jobless, houseless, clueless, living on a boat and cruising around somewhere
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15-12-2020, 07:23
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#2
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Registered User
Join Date: Jul 2015
Boat: Bruce Bingham Christina 49
Posts: 1,903
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Re: Month 51 Expenses of Cruising and Living on the Boat
Looks like you are settling in to the $3K average/mo.
Unless you start breaking things or feel the need to do upgrades (increase your boat costs), you are doing well to keep you overall expenses at a modest level.
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15-12-2020, 07:49
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#3
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Registered User
Join Date: Jan 2018
Boat: 50ft Custom Fast Catamaran
Posts: 4,579
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Re: Month 51 Expenses of Cruising and Living on the Boat
Never thought I’d read these because we all have our own budgets.
But wouldn’t you know... I’m now addicted. Ha ha.
Thank you for posting these. They’re really interesting.
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15-12-2020, 16:27
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#4
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S/V rubber ducky
Join Date: Jul 2007
Location: Bahamas cruising currently
Boat: Hunter 410
Posts: 17,659
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Re: Month 51 Expenses of Cruising and Living on the Boat
And here I was trying for more information over entertainment
__________________
jobless, houseless, clueless, living on a boat and cruising around somewhere
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16-12-2020, 05:39
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#5
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Registered User
Join Date: Jan 2017
Location: Barcelona, NY (Lake Erie)
Boat: Irwin 43 MkIII
Posts: 32
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Re: Month 51 Expenses of Cruising and Living on the Boat
Quick question: Captain and 1 crew?
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16-12-2020, 07:58
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#6
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S/V rubber ducky
Join Date: Jul 2007
Location: Bahamas cruising currently
Boat: Hunter 410
Posts: 17,659
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Re: Month 51 Expenses of Cruising and Living on the Boat
Quote:
Originally Posted by MGRodems
Quick question: Captain and 1 crew?
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An Admiral and 1 worker
__________________
jobless, houseless, clueless, living on a boat and cruising around somewhere
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16-12-2020, 08:12
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#7
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Registered User
Join Date: Feb 2016
Location: Austin, TX
Boat: Venture 25 / Tayana 37
Posts: 230
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Re: Month 51 Expenses of Cruising and Living on the Boat
Thanks for the update. And yeah - I'm not one of those people that will ever call a spreadsheet entertaining, but the information is very valuable.
My wife and I will have a base income of about 3k a month, so it's actually extremely relevant to us to see you're consistently in that ballpark.
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16-12-2020, 08:12
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#8
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Freelance Delivery Skipper..


Join Date: Jan 2010
Location: PORTUGAL
Posts: 25,709
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Re: Month 51 Expenses of Cruising and Living on the Boat
Quote:
Originally Posted by sailorboy1
An Admiral and 1 worker
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Will you be sleeping in the saloon tonight.???  
__________________
Born To Be Wild.. Double Click on the picture.
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16-12-2020, 09:34
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#9
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S/V rubber ducky
Join Date: Jul 2007
Location: Bahamas cruising currently
Boat: Hunter 410
Posts: 17,659
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Re: Month 51 Expenses of Cruising and Living on the Boat
Quote:
Originally Posted by boatman61
Will you be sleeping in the saloon tonight.???   
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Who says I am not the admiral
Besides the worker recently got promoted to their current rank, from slave.
__________________
jobless, houseless, clueless, living on a boat and cruising around somewhere
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16-12-2020, 10:30
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#10
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Registered User
Join Date: Apr 2005
Location: ME, TCI, On da boat
Boat: Pearson 323, Tayana V42CC
Posts: 567
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Re: Month 51 Expenses of Cruising and Living on the Boat
Quote:
Originally Posted by sailorboy1
An Admiral and 1 worker
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Well played Sir.
I appreciate you taking the time to keep us informed.
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16-12-2020, 11:01
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#11
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Registered User
Join Date: Nov 2013
Location: Brookhaven, NY
Boat: Pearson 34-2
Posts: 182
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Re: Month 51 Expenses of Cruising and Living on the Boat
Thank you once again! As we get closer, you information becomes more and more useful!
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17-12-2020, 06:38
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#12
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Registered User
Join Date: Nov 2017
Location: Saint Augustine
Boat: 2003 PDQ 36 Capella
Posts: 37
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Re: Month 51 Expenses of Cruising and Living on the Boat
The work you have done is truly valuable for many cruisers - Thank You. I was especially interested in the used Spectra 150 watermaker, and your experience with it? Are you happy with it?
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17-12-2020, 07:16
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#13
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S/V rubber ducky
Join Date: Jul 2007
Location: Bahamas cruising currently
Boat: Hunter 410
Posts: 17,659
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Re: Month 51 Expenses of Cruising and Living on the Boat
Quote:
Originally Posted by sjm823
I was especially interested in the used Spectra 150 watermaker, and your experience with it? Are you happy with it?
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So far, only have been using about a month. I kind of wish it was faster/higher capacity. Due to sun conditions I have still had to run the Honda to make up the power lots of times. But I would have had to run it to make up for reduced solar charging anyway and feel I am running it less than I would have if I had to do that plus run an AC WM (couldn't do both at same time). I am OK with and have left it running and left the boat, which I seriously doubt I would if running a generator for an AC system.
It is the age old WM argument.
__________________
jobless, houseless, clueless, living on a boat and cruising around somewhere
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17-12-2020, 13:51
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#14
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Registered User
Join Date: Sep 2008
Location: Adelaide, South Australia
Boat: Swanson 42
Posts: 7,369
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Re: Month 51 Expenses of Cruising and Living on the Boat
Quote:
Originally Posted by sailorboy1
...
Grocery, beer, supply runs, sundries, “other” etc. for the month were “normal”. Maybe a little high as I stocked the liquor cabinet, drank it, restocked it.
Boat costs were low. Can’t off the top of my head even remember what it was.
...
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These two items may be related.
__________________
On my way at last.
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18-12-2020, 07:04
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#15
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S/V rubber ducky
Join Date: Jul 2007
Location: Bahamas cruising currently
Boat: Hunter 410
Posts: 17,659
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Re: Month 51 Expenses of Cruising and Living on the Boat
Liquor restocking probably more to do with my cockpit being big so it gets its share of group sundowners.
__________________
jobless, houseless, clueless, living on a boat and cruising around somewhere
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