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Old 20-05-2018, 06:03   #31
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Re: Month 20 Expenses of Cruising and Living on the Boat

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Don't forget to fill your pockets with sweetener/sugar packets, and ketchup/mustard packets. That's a whole soup meal back on the boat! I like to go out to a diner for breakfast now and then to restock my pb and jam packets.

I'm writing this trying to be funny, but as I write it I realize I actually do these things...and now I'm sad.
A primer to a future Patreon account no doubt.
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Old 20-05-2018, 06:28   #32
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Re: Month 20 Expenses of Cruising and Living on the Boat

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A primer to a future Patreon account no doubt.
Patreon can be a great source of income...if you look good in a bikini.
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Old 20-05-2018, 08:53   #33
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Re: Month 20 Expenses of Cruising and Living on the Boat

BTW turns out it was only $12 to use the dinghy dock, showers, laundry. So that's another $8 toward the heart attack breakfast we went and had.
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Old 20-05-2018, 09:22   #34
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Re: Month 20 Expenses of Cruising and Living on the Boat

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Patreon can be a great source of income...if you look good in a bikini.
Since we're talking finances here, it's a lot cheaper renting one of those than marrying one.
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Old 21-05-2018, 12:38   #35
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Re: Month 20 Expenses of Cruising and Living on the Boat

Hi SB,

Thank you for posting. I've been keeping an eye on your posts over the past year as we have been planning and working on our transition. Now that the boat is bought, we go to "hard core" boat budget tracking on 6/1. (things have been a little looser the past few months with travel for shopping, survey, etc).

I was curious if you would be willing to share your template spreadsheet. I have one from land life that I can adapt, but am curious how you categorize and track...assuming you use Excel or something similar.

Cheers!
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Old 21-05-2018, 16:28   #36
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Re: Month 20 Expenses of Cruising and Living on the Boat

I use excel, but it has groups just like I do on post #1. We rarely use cash and use our credit card on 95+% of stuff.at the year Ndola the billing period I just go through my credit card statement for items. This is partly what I have the various categories as I can mostly tell/remember those each month.
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Old 22-05-2018, 14:04   #37
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Re: Month 20 Expenses of Cruising and Living on the Boat

thanks for sharing!
Can you tell what was your average expenses over those 20 months?
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Old 22-05-2018, 14:55   #38
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Re: Month 20 Expenses of Cruising and Living on the Boat

Thanks again sailorboy, still looks reasonable to me! I do like to eat GOOD food out!
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Old 23-05-2018, 05:51   #39
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Re: Month 20 Expenses of Cruising and Living on the Boat

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Can you tell what was your average expenses over those 20 months?
I could, but itís kind of meaningless without the details of the individual months.
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Old 26-05-2018, 12:40   #40
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Re: Month 20 Expenses of Cruising and Living on the Boat

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I could, but it’s kind of meaningless without the details of the individual months.
I think it is the opposite. Cumulative spend over a long period has statistical significance, while individual months will show some fluctuation.

I remember some time ago Cruising World surveyed a large number of full-time cruisers and bucketized results into three categories: a young couple on a shoe string budget, a family with two children on a moderately tight budget, and a couple of retirees who were well off. The annualized budgets were, as far as I remember: 8, 30 and 60 thousand USD, or so. Off course, that was at least 15 years ago, so in today’s dollars the figures would be at least twice as high.
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Old 26-05-2018, 13:38   #41
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Re: Month 20 Expenses of Cruising and Living on the Boat

Everyone is welcome to go to each month’s thread and write the amounts down and average them out. I of course have that number on my main laptop. But to me without the story behind the number it’s just another number and you can find lots of those (unless it’s like $500/ mo as you will never get accounting for those)
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Old 29-05-2018, 10:34   #42
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Re: Month 20 Expenses of Cruising and Living on the Boat

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I think it is the opposite. Cumulative spend over a long period has statistical significance, while individual months will show some fluctuation.

I remember some time ago Cruising World surveyed a large number of full-time cruisers and bucketized results into three categories: a young couple on a shoe string budget, a family with two children on a moderately tight budget, and a couple of retirees who were well off. The annualized budgets were, as far as I remember: 8, 30 and 60 thousand USD, or so. Off course, that was at least 15 years ago, so in todayís dollars the figures would be at least twice as high.
Exactly what I think! Statistacaly much more important is the long run average, not a month. But Sailorboy is bringing great info anyway,
Congrats
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Old 29-05-2018, 18:02   #43
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Re: Month 20 Expenses of Cruising and Living on the Boat

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Everyone is welcome to go to each monthís thread and write the amounts down and average them out. I of course have that number on my main laptop. But to me without the story behind the number itís just another number and you can find lots of those (unless itís like $500/ mo as you will never get accounting for those)
I think it's the opposite. The 20 threads you started are just a bunch of numbers that don't provide a lot of useful info IMO. It's when you start adding it all up that it starts to get interesting.

The best picture of what it costs to cruise I got from cruisers who have calculated and categorized their costs over 8-10 years.

Ultimately it's the boat-related costs that are the most interesting. And those costs tend to be highly irregular. What groceries cost and how much we will spend eating out and such is easy to estimate.
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Old 30-05-2018, 14:46   #44
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Re: Month 20 Expenses of Cruising and Living on the Boat

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I think it's the opposite. The 20 threads you started are just a bunch of numbers that don't provide a lot of useful info IMO.
Great! Stop reading and save both of us time.
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Old 30-05-2018, 15:43   #45
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Re: Month 20 Expenses of Cruising and Living on the Boat

I think the one thing we have learned during commuter cruising for the last 5 years is that we can set all the budget numbers we want but we lack self discipline when we are in place like little Harbor, Abacos, Peteís pub. When we want to have fun, we have fun. In order to instill some discipline we need to be in a way out place where there is no opportunity to spend money.
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