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Old 01-06-2021, 16:01   #1
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Liveaboard Insurance Recommendations?

Does anyone have any suggestions on insurance for liveaboards? We'll be in NE Florida during the winters and in New England during the Summer/Hurricane season.
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Old 22-06-2021, 10:53   #2
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Re: Liveaboard Insurance Recommendations?

We've had Geico for the last year. This is the third straight year of increasing insurance costs. I think we paid $1900 in 2019, $2700 in 2020, and our renewal just came in at $3100 - even though we've had ZERO claims. Needless to say, we're shopping around as well.
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Old 22-06-2021, 10:58   #3
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Re: Liveaboard Insurance Recommendations?

I'd carry two policies. One for Florida Winters and the other for New England Summers. I wouldn't bother discussing your personal matters beyond the need for insurance, the vessel age, make, model, and condition, your experience, the time period and geographic region for the coverage.

Sometimes it simply makes it easier in the long run to complicate things slightly.
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Old 22-06-2021, 11:18   #4
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Re: Liveaboard Insurance Recommendations?

We use Markel via a Gowrie agent, which seems to be reassigned each year. But then, our only communication with them is annual renewal, with a new survey every 5 years.
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